7520 20TH STREET N, ST PETERSBURG, FL, 33702
Active44 days on marketListed Jun 30, 2026MLS #TB8524421
About this home
7520 20TH STREET N
Beautifully renovated and move-in ready! A recent appraisal supports the home's value, with the appraisal available upon request. This thoughtfully updated 4-bedroom, 2-bath home features a bright, open floor plan filled with natural light, luxury vinyl plank flooring, a stunning kitchen with quartz countertops, stainless steel appliances, and a spacious center island. The spacious primary suite includes a private bath, while the updated bathrooms and generously sized bedrooms provide comfort for family and guests. Major updates include a brand-new roof, 2020 HVAC system, new electrical panel, and new water line, providing added peace of mind. Enjoy the oversized screened lanai, fully fenced backyard, and two-car garage—perfect for entertaining, pets, or family gatherings. Conveniently located just minutes from Downtown St. Petersburg, Tampa, shopping, dining, parks, and Florida's award-winning Gulf beaches. This beautifully updated home offers modern finishes, quality improvements, and exceptional value.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,779
Sqft
0.21 ac
Lot size
2
Garage
1973
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,647 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,647/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs St Petersburg actives
$292 vs $336
Days on market
44 vs 57 typical
Where $292/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33702 — neighborhood snapshot
Population
31,233
Median age
42.9
Median income
$65,503
Median home value
$293,700
Avg household
2.18
Households w/ children
2,810
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7520 20TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$535,000
1901 76TH AVENUE N · same community
4 bd · 2 ba · 1,752 sqft · $305/sqft · 59 DOM
Sold · Jun ’26$475,000
1930 74TH AVENUE N · same community
3 bd · 2 ba · 1,836 sqft · $259/sqft · 2 DOM
Sold · Jan ’26$385,000
7536 18TH WAY N · same community
3 bd · 2 ba · 1,942 sqft · $198/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7520 20TH STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7520 20TH STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7520 20TH STREET N FAQs
What would the monthly payment be for 7520 20TH STREET N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,647/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7520 20TH STREET N?+
The most recent tax bill on record (2025) was $2,351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $520,000, this home is listed about 21% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7520 20TH STREET N?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$520,000 runs 108% above the ST PETERSBURG 33702 median — but at 1,779 sqft it's also 32% larger than the typical St Petersburg listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $540,000, now $520,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8524421.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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