David Ramirez
$1,400,0003 bd2.5 ba2,056 sqft$681 /sqft$9,739 /mo all-in ↓

501 22ND AVENUE SE, ST PETERSBURG, FL, 33705

Active25 days on marketListed Jul 15, 2026MLS #TB8524366

WaterfrontSingle Family ResidenceTROPICAL SHORES

About this home

501 22ND AVENUE SE

WATERFRONT HOME BLOCK CONSTRUCTION WITH 80 FEET OF OPEN TAMPA BAY FRONTAGE, DOWNTOWN ST. PETE VIEWS & COMPLETE 2024 RENOVATION. Located in the Tropical Shores neighborhood of St. Petersburg, this single-story waterfront residence offers 80 feet of unobstructed Tampa Bay waterfront with panoramic views of the downtown skyline and direct boating access to open water with NO BRIDGES. Thoughtfully renovated in 2024, the home combines modern finishes with a functional ranch-style layout in one of the city's most convenient waterfront locations. The open floor plan connects the living room, dining area, kitchen, and waterfront sunroom, creating a seamless flow while maximizing natural sunlight and expansive water views throughout the main living spaces. The sunroom functions as an additional sitting area, home office, or den, all overlooking Tampa Bay and the St. Petersburg skyline. The kitchen was COMPLETELY RENOVATED IN 2024 with solid wood soft-close cabinetry, quartz countertops, an oversized island with bar seating, GE stainless steel appliances, and a generous walk-in pantry. The waterfront primary suite enjoys skyline views, a spacious walk-in closet, and an updated en-suite bathroom featuring dual vanities and a walk-in shower. Two additional bedrooms share a fully renovated guest bathroom. MAJOR IMPROVEMENTS COMPLETED IN 2024 include a NEW ROOF, NEW HVAC SYSTEM, UPDATED PLUMBING, UPDATED ELECTRICAL, DOUBLE-PANE WINDOWS, LUXURY VINYL FLOORING, AND COMPLETELY RENOVATED KITCHEN AND BATHROOMS, allowing buyers to move in with confidence. The backyard is designed to take full advantage of the waterfront setting with ample room for a future pool, outdoor kitchen, or expanded entertaining space while preserving unobstructed views across Tampa Bay. Additional features include reclaimed water irrigation, a circular driveway, two-car garage, and block construction. Located less than half a mile from Lassing Park, residents enjoy easy access to paddleboarding, kayaking, waterfront walking paths, dog-friendly green space, and some of St. Petersburg's most beloved outdoor destinations. Downtown St. Petersburg, Beach Drive, the St. Pete Pier, Harborage Marina, restaurants, shopping, and I-275 are all just minutes away, while St. Pete Beach is approximately 15 minutes from the property. This home offers a rare combination of OPEN TAMPA BAY WATERFRONT, PANORAMIC DOWNTOWN ST. PETERSBURG VIEWS, A COMPLETE 2024 RENOVATION, AND SINGLE-STORY LIVING in one of St. Petersburg's most desirable waterfront neighborhoods.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,056

Sqft

0.22 ac

Lot size

2

Garage

1957

Year built

One

Levels

$681

Per sqft

Waterfront

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Garage Faces Side
ExteriorDog Run · Irrigation System · Private Entrance · Private Mailbox

Community & fees

Taxes (2025)$17,999/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,739 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$1,500
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $140,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $140,000
Interest rate6.00%
Loan term

Estimated payment

$9,739/mo

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property taxes (actual bill)$1,500
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$744KedgeAI estimate $785,404 · range $775K$790K$1.5M

vs edgeAI estimate

+78.3%

$/sqft vs St Petersburg actives

$681 vs $329

Days on market

25 vs 55 typical

Where $681/sqft sits among the 400 St Petersburg actives

137
140
57
28
11 · this home
27
$137–273$273–408$408–544$544–679$679–815$815+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tropical Shores

Map of 501 22ND AVENUE SE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Tropical Shores — neighborhood snapshot

Population

512

Median age

48

Median income

$175,172

Median home value

$491,100

Avg household

3

Households w/ children

25%

For the school run

Pinellas County School District

ElementaryLakewood Elementary School★★★★
MiddleJohn Hopkins Middle School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

223 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 383% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $1,400,000 · 25 days on market since
1957Built · TROPICAL SHORES

Reality check

What actually sold near 501 22ND AVENUE SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

913 TROPICAL DRIVESold · Jan ’26

$725,000

913 TROPICAL DRIVE · same community

3 bd · 2 ba · 1,910 sqft · $380/sqft · 76 DOM

1740 BAYONNE STREETSold · Oct ’25

$535,000

1740 BAYONNE STREET · same community

5 bd · 2.5 ba · 1,816 sqft · $295/sqft · 11 DOM

703 32ND STREET COURT ESold · Sep ’25

$500,000

703 32ND STREET COURT E · same community

3 bd · 2 ba · 1,727 sqft · $290/sqft · 212 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 501 22ND AVENUE SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 501 22ND AVENUE SE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

501 22ND AVENUE SE FAQs

What would the monthly payment be for 501 22ND AVENUE SE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,739/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 501 22ND AVENUE SE?+

The most recent tax bill on record (2025) was $17,999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $1,400,000, this home is listed about 226% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 501 22ND AVENUE SE?+

Lakewood Elementary School (elementary), John Hopkins Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of THE TENPENNY COLLECTION · Rachel Sartain Tenpenny. MLS #TB8524366.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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