3853 ISLAND WAY, ST PETERSBURG, FL, 33705
Active38 days on marketListed Jul 2, 2026MLS #TB8524322
About this home
3853 ISLAND WAY
Coquina Key - Beautifully Updated Townhome! 2 bed w/ BONUS ROOM, 2.5 bath in highly sought-after, pet-friendly, gated community. This move-in-ready home features luxury vinyl plank flooring, fresh interior paint, and elegant crown molding. On the first level, you are greeted by a bright entryway. Just off the entry, the kitchen features stone countertops, ample cabinet space, stainless steel appliances, and a serving window to the separate dining area. From there, we have a half bathroom with washer/dryer hookups. Toward the rear of the home is the oversized 21x14 living room, with access to a screened-in lanai and grill space. Upstairs features good-sized bedrooms with ample closet space, 2 full bathrooms, and a large bonus room for office space, play area, or sitting room. HOA fee covers water, sewer, trash, flood insurance, exterior maintenance, landscaping, gated security, and access to the community pool and hot tub. Assigned parking spaces with plenty of guest parking. Location is a 10 min drive to Downtown St. Pete. Nearby walkable restaurants. Public boat launch right around the corner. Call for a private showing.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,538
Sqft
0.02 ac
Lot size
2004
Year built
Two
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,589 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,589/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17%
$/sqft vs COQUINA KEY TWNHMS
$152 vs $175
Days on market
38 vs 55 typical
Where $152/sqft sits among the 6 homes for sale in COQUINA KEY TWNHMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $410K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 6
COQUINA KEY TWNHMS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3853 ISLAND WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$251,000
3866 MARINER DRIVE · same community
2 bd · 2.5 ba · 1,538 sqft · $163/sqft · 49 DOM
Sold · Jan ’26$255,000
3855 ISLAND WAY · same community
2 bd · 2.5 ba · 1,538 sqft · $166/sqft · 24 DOM
Sold · Oct ’25$235,000
3853 ISLAND WAY · same community
2 bd · 2.5 ba · 1,538 sqft · $153/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3853 ISLAND WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3853 ISLAND WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3853 ISLAND WAY FAQs
What would the monthly payment be for 3853 ISLAND WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,589/mo — principal and interest, the actual property-tax bill, the $600/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3853 ISLAND WAY?+
The association fee works out to $600 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3853 ISLAND WAY?+
The most recent tax bill on record (2025) was $4,174. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3853 ISLAND WAY?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $234,000, this home is listed about 46% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3853 ISLAND WAY?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33705 market on paper
$234,000 is 20% below the ST PETERSBURG 33705 median of $292,000, and at $152/sqft it sits under the St Petersburg average of $382.
02Know the monthly fee
The association fee is $600/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $239,000, now $234,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Clay Glover, Jr. MLS #TB8524322.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 3853 ISLAND WAY but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →