4106 W SAN MIGUEL STREET, TAMPA, FL, 33629
Active38 days on marketListed Jul 9, 2026MLS #TB8524261
About this home
4106 W SAN MIGUEL STREET
Prepare to be captivated by a dramatic sense of arrival as you enter this custom-crafted 2006 Mediterranean residence. Upon opening the front doors, your eyes are drawn to the crown jewel of this residence, a serene courtyard anchored by a swimming pool. An expansive, paver-lined indoor courtyard welcomes you into a light-filled sanctuary defined by a salt water swimming pool, soaring volume ceilings and grand picture windows. The home showcases rich hardwoods throughout, offering a generous, open-concept layout designed for both intimate family life and vibrant entertaining. Culinary enthusiasts will appreciate the gourmet custom kitchen, which features granite countertops, premium stainless steel appliances, a dedicated wine chiller, and a convenient dry bar. Ascend via the dramatic, wrought-iron staircase to reach the upper level, where a thoughtful split-bedroom plan awaits. Here you will find two spacious secondary bedrooms connected by a convenient Jack-and-Jill bath, alongside a fourth bedroom featuring its own private en-suite bathroom and walk-in closet and a fifth bedroom located above the garage. A luminous, gallery-style hallway guides you to the expansive primary retreat. This luxurious sanctuary boasts dual vanities, a deep soaking jetted spa tub, a separate shower, and dual walk-in closets complete with custom organization systems. Additional upper-level amenities include a functional laundry center. The exterior layout provides exceptional versatility, with a detached first floor guest suite (or in-law quarter) located off the courtyard and a separate detached office for quiet productivity. Situated in a non-flood zone, this property offers distinct peace of mind. Notable features include a side-entry garage, grand circular paver driveway and three serene water elements, highlighted by a tranquil koi pond. This premier residence is ideally located within the highly sought-after school districts of Mabry Elementary, Coleman Middle, and Plant High.
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
3,255
Sqft
0.19 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$461
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,998 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,998/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$461 vs $301
Days on market
38 vs 42 typical
Where $461/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia West
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia West — neighborhood snapshot
Population
1,595
Median age
44
Median income
$157,620
Median home value
$714,530
Avg household
3
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4106 W SAN MIGUEL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$727,000
4121 W SAN NICHOLAS STREET · same community
3 bd · 2 ba · 2,027 sqft · $359/sqft · 119 DOM
Sold · Dec ’25$780,000
2303 S CAMERON AVENUE · same community
3 bd · 2 ba · 1,886 sqft · $414/sqft · 0 DOM
Sold · Jun ’26$538,000
531 NE BOULEVARD · same community
4 bd · 2 ba · 1,773 sqft · $303/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4106 W SAN MIGUEL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4106 W SAN MIGUEL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4106 W SAN MIGUEL STREET FAQs
What would the monthly payment be for 4106 W SAN MIGUEL STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,998/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4106 W SAN MIGUEL STREET?+
The most recent tax bill on record (2025) was $14,252. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $1,499,000, this home is listed about 233% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4106 W SAN MIGUEL STREET?+
Mabry Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,499,000 runs 35% above the TAMPA 33629 median — but at 3,255 sqft it's also nearly twice the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Mabry Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Mabry Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,499,900, now $1,499,000 — a $900 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Nelson Bosque. MLS #TB8524261.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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