David Ramirez
$5,950,0003 bd4.5 ba3,559 sqft$1,672 /sqft$38,560 /mo all-in ↓

810 ELDORADO AVENUE, CLEARWATER BEACH, FL, 33767

Active22 days on marketListed Jul 1, 2026MLS #TB8524231

WaterfrontSingle Family ResidenceMANDALAY SUB

About this home

810 ELDORADO AVENUE

A rare offering along the iconic shores of Clearwater Beach, this exceptional Gulf-front estate embodies timeless coastal sophistication, remarkable craftsmanship, and an unparalleled waterfront lifestyle. Situated within the most coveted Mandalay neighborhood, this custom residence occupies an irreplaceable Gulf-front homesite with approximately 60 feet of direct beachfront, delivering unobstructed views across the Gulf of A and some of Florida's most spectacular sunsets. Behind its impressive façade lies approximately 3,559 square feet of meticulously designed living space where elegant architecture meets modern luxury. Every room reflects thoughtful attention to detail, from soaring ceilings and extensive custom millwork to rich hardwood floors, natural stone finishes, multiple fireplaces, and expansive windows that showcase breathtaking Gulf vistas throughout the home. Designed with both elegance and functionality in mind, the residence offers beautifully appointed formal and informal living spaces that effortlessly accommodate intimate gatherings as well as grand-scale entertaining. The gourmet kitchen features premium appliances, custom solid wood cabinetry, stone countertops, wine refrigeration, abundant storage, and seamless integration with the surrounding living spaces. The private owner's retreat is a sanctuary overlooking the Gulf of America, complete with a fireplace, luxurious spa-inspired bath, generous walk-in closets, and private outdoor spaces designed to capture the beauty of the coastline. Spacious guest accommodations, including a private in-law suite, provide exceptional flexibility for family and visitors. A private elevator connects multiple levels, while advanced climate systems, humidity control, impact-rated windows, integrated security features, and thoughtful accessibility enhancements further elevate everyday living. Outside, expansive terraces, wraparound porches, beautifully landscaped grounds, outdoor kitchen, private courtyards, and multiple waterfront entertaining areas create an extraordinary extension of the home's luxurious interior. One of the property’s most extraordinary features is the private rooftop retreat-over 1,500 square feet of elevated outdoor living, accessed directly by the elevator. Designed for unforgettable entertaining, it offers breathtaking 360-degree panoramic views spanning Clearwater Beach, the Gulf of America and the Intracoastal Waterway. A dedicated gas fireplace hookup provides the perfect setting for elegant evenings under the stars. Completing this exceptional residence is an oversized tandem garage with ample space for two vehicles, plus a golf cart or exotic sports car-a rare luxury in beachside living! Located directly on one of the top award-winning beaches - Clearwater Beach, upscale dining, marinas, shopping, and vibrant coastal attractions, this distinguished residence represents far more than a home—it is a legacy property in one of Florida's most desirable waterfront destinations. Combining an irreplaceable Gulf-front setting, enduring architectural appeal, exceptional construction, and an unrivaled location, this is a truly rare opportunity to own one of Clearwater Beach's premier luxury waterfront estates.

Facts & features

The home at a glance

3

Bedrooms

4.5

Bathrooms

3,559

Sqft

0.13 ac

Lot size

2

Garage

1991

Year built

Three Or More

Levels

$1,672

Per sqft

WaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringBrick/Stone · Engineered Hardwood · Tile · Travertine · Vinyl · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Gas Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Purifier · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Inside · Other · Upper Level
CoolingCentral Air · Humidity Control · Zoned
HeatingCentral · Exhaust Fan · Heat Pump · Wall Units / Window Unit
FurnishedNegotiable

Outside & construction

RoofMembrane · Other
ConstructionConcrete · Stucco · Wood Frame
FoundationBlock · Brick/Mortar · Slab · Stilt/On Piling
ViewWater
FacesEast
ParkingGarage Door Opener
ExteriorBalcony · Courtyard · French Doors · Garden · Gray Water System · Hurricane Shutters · Lighting · Outdoor Grill · Outdoor Kitchen · Private Entrance · Private Yard · Rain Gutters · Sidewalk · Sprinkler Metered

Community & fees

Taxes (2025)$48,759/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Available · Natural Gas Connected · Phone Available · Public · Sewer Available · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$38,560 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$32,106
PMI (est., until 20% equity)$2,231
Property tax — 2025 actual bill$4,063
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $595,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $595,000
Interest rate6.00%
Loan term

Estimated payment

$38,560/mo

Principal & interest$32,106
PMI (est., until 20% equity)$2,231
Property taxes (actual bill)$4,063
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Clearwater Beach

Map of 810 ELDORADO AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Clearwater Beach — neighborhood snapshot

Population

2,289

Median age

58

Median income

$87,434

Median home value

$801,867

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer10.1 months of inventoryBuyer’s market

$535K$916K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 963% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $5,950,000 · 22 days on market since
1991Built · MANDALAY SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 810 ELDORADO AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 810 ELDORADO AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

810 ELDORADO AVENUE FAQs

What would the monthly payment be for 810 ELDORADO AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $38,560/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 810 ELDORADO AVENUE?+

The most recent tax bill on record (2025) was $48,759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 810 ELDORADO AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $5,950,000, this home is listed about 636% above the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.

Which schools are assigned to 810 ELDORADO AVENUE?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$5,950,000 runs 963% above the CLEARWATER BEACH 33767 median — but at 3,559 sqft it's also nearly 3 times the size of the typical Clearwater Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8524231.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater Beach homes, in your inbox

Like 810 ELDORADO AVENUE but not quite? A daily digest of every new listing in Clearwater Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 9:43 AM UTC. The listing information on this page last changed on July 23, 2026 at 9:43 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 9:43 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 9:43 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.