David Ramirez
$500,0003 bd2.5 ba2,363 sqft$212 /sqft$4,131 /mo all-in ↓

16955 SCUBA CREST STREET, WIMAUMA, FL, 33598

Active34 days on marketListed Jun 29, 2026MLS #TB8524209

WaterfrontSingle Family ResidenceFOREST BROOKE ACTIVE ADULT PH

About this home

16955 SCUBA CREST STREET

COME HAVE FUN UNDER OUR SUN IN THE 55+ COMMUNITY OF MEDLEY IN SOUTHSHORE BAY! Step into your dream retreat in the highly desirable Southshore Bay Lagoon! This beautifully appointed HALO II home offers 3 bedrooms, 2.5 bathrooms, plus a versatile den, a two-car garage with extra golf cart space, and steps to storage. Home showcases over $30,000 in thoughtful upgrades. Located on a scenic water-view lot within The Medley, an exclusive 55+ community, this residence perfectly blends comfort, style, and functionality. From the moment you arrive, the home impresses with its wood-tone garage doors, elegant exterior details, manicured landscaping, and paver driveway. A stunning leaded glass front door welcomes you into a bright and spacious foyer, where natural light and an open-concept design create a warm, inviting atmosphere. The modern kitchen is a true centerpiece, featuring a large island with a breakfast bar, built-in oven and microwave, cooktop with range hood, NEW GRANITE COUNTER TOPS AND BACK SPLASH, NEW REFRIGERATOR AND DISHWASHER and a walk-in pantry for optimal storage. A convenient dry bar adds charm and functionality, perfect for morning coffee or evening beverages. The kitchen flows seamlessly into the expansive great room - ideal for entertaining or relaxing. Crown molding enhances the entire home, with added detail in the primary suite. Privately situated, the primary retreat features NEW WOOD FLOORING, A CUSTOM WALK-IN CLOSET, and a spacious en-suite bath with dual vanities, abundant storage, and a large walk-in shower with a built-in bench. The den/office, located near the half bath, offers flexibility for remote work or additional living space. Two additional bedrooms are positioned on the opposite side of the home for added privacy, each with walk-in closets and access to a dual-sink bathroom. Step outside to the screened lanai and take in peaceful water views - perfect for morning coffee or evening gatherings. Recent upgrades include a LEADED GLASS DOOR INSERT, NEW WOOD FLOORING in the primary suite and both guest bedrooms and closets, wood looking tile throughout the main living areas, PLANTATION SHUTTERS, CUSTOM INTERIOR PAINT, and ADDED CABINETRY at the garage entry. THEN TO TOP IT OFF NEW PALMS TO BE PLANTED IN THE FRONT YARD AND PVC FENCING IN THE BACK YARD NOW INSTALLED, perfect for your fur babies' safety. This meticulously maintained home offers more than just beautiful living space - it provides a vibrant lifestyle. Enjoy access to The Medley Community Center and the spectacular 63-acre lagoon, featuring a resort-style pool, lap lanes, fitness center, cabanas, inflatable water features, and outdoor entertainment areas. Conveniently located near Tampa, Sarasota, St. Petersburg, Tampa International Airport, as well as shopping, dining, beaches, theaters, and sporting events, this home truly has it all. Don't miss your opportunity to experience the best of Florida living!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,363

Sqft

0.17 ac

Lot size

2

Garage

2021

Year built

One

Levels

$212

Per sqft

WaterfrontWater view55+ communityPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$327/mo
Taxes (2025)$5,751/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes
CommunityAssociation Recreation - Lease · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Playground · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,131 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$479
HOA fee — from the listing$327
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$4,131/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$479
HOA / condo fee$327
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$411KedgeAI estimate $435,583 · range $428K$455K$520K

vs edgeAI estimate

+14.8%

$/sqft vs FOREST BROOKE ACTIVE ADULT PH

$212 vs $208

Days on market

34 vs 44 typical

Where $212/sqft sits among the 10 homes for sale in FOREST BROOKE ACTIVE ADULT PH

2
1
0
1
1
5 · this home
$161–170$170–179$179–189$189–198$198–208$208+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Map of 16955 SCUBA CREST STREET

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

The numbers that matter

The Wimauma market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$369K$362K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

2 of 10

FOREST BROOKE ACTIVE ADULT PH have cut their price

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the Wimauma median. See the full Wimauma market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $500,000 · 34 days on market since
2021Built · FOREST BROOKE ACTIVE ADULT PH

Reality check

What actually sold near 16955 SCUBA CREST STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17316 SCUBA CREST STREETSold · Jul ’26

$415,000

17316 SCUBA CREST STREET · same community

2 bd · 2.5 ba · 2,328 sqft · $178/sqft · 167 DOM

16818 SCUBA CREST STREETSold · Jul ’26

$354,482

16818 SCUBA CREST STREET · same community

2 bd · 2.5 ba · 2,239 sqft · $158/sqft · 46 DOM

17403 HOLLY WELL AVENUESold · Jul ’26

$395,000

17403 HOLLY WELL AVENUE · same community

3 bd · 2.5 ba · 2,128 sqft · $186/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16955 SCUBA CREST STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16955 SCUBA CREST STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16955 SCUBA CREST STREET FAQs

What would the monthly payment be for 16955 SCUBA CREST STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,131/mo — principal and interest, the actual property-tax bill, the $327/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16955 SCUBA CREST STREET?+

The association fee works out to $327 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16955 SCUBA CREST STREET?+

The most recent tax bill on record (2025) was $5,751. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16955 SCUBA CREST STREET?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $500,000, this home is listed about 35% above the Wimauma median of $370,000. The market section on this page shows how the area is trending.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Sandra Tams. MLS #TB8524209.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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