305 15TH AVENUE, INDIAN ROCKS BEACH, FL, 33785
Active32 days on marketListed Jul 1, 2026MLS #TB8524075
About this home
305 15TH AVENUE
BEACH LIFE! YOUR PRIVATE OASIS AWAITS YOU! Updated, and Move-In Ready! No HOA! Relish in the TRANQUILTY of your very own PIECE of PARADISE while floating in your pool or entertaining poolside. Savor your morning cup of tea or end of day unwind in your covered patio or poolside tiki lounge. Indian Rocks Beach is a golf cart friendly community, and you are just minutes from shopping, restaurants, and entertainment. Your private getaway is just a walk (or golf cart ride) up the street to the beach. Experience the parks, tennis/pickle ball and basketball courts. Indian Rocks Beach residents not only have a RESIDENT ONLY boat ramp at the end of 15th there is also free beach access parking for residents with IRB decals. IRB offers beach life with culture as it is home to its own library and beach art center in addition to a waterfront nature park with the Seaside Seabird Sanctuary. The UPLIFTING and SOOTHING Blue White cabinetry and Quartz counters add the perfect touch of BEACH BUNGALOW vibe to your new home. The striking waterproof LUXURY vinyl flooring throughout your home provides a worry free living experience. No worries for the young ones or furry friends as the back is fenced in. The extra deep lot has ample space for additions if desired. *HVAC 2023 with a Honeywell airflow thermostat, exterior paint 2024, interior paint 2025, newer Stainless Steel appliances, roof 2018 with Hardie Board gable 2017. *Back impact door 2020 and Front/side impact entry doors 2022, Simonton Coastal Impact Series windows 2019* Both Tampa and St. Pete-Clearwater International Airports are short drives from your new BEACH OASIS home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
888
Sqft
0.14 ac
Lot size
1977
Year built
One
Levels
$843
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,886 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,886/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$843 vs $616
Days on market
32 vs 48 typical
Where $843/sqft sits among the 87 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$953K → $781K
Indian Rocks Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
46 of 87
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 305 15TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$415,000
1211 BAY PALM BOULEVARD · same community
2 bd · 1 ba · 900 sqft · $461/sqft · 121 DOM
Sold · Apr ’26$410,000
122 10TH AVENUE · same community
2 bd · 1 ba · 936 sqft · $438/sqft · 343 DOM
Sold · Aug ’25$428,000
123 14TH AVENUE · same community
2 bd · 1.5 ba · 824 sqft · $519/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 305 15TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 305 15TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
305 15TH AVENUE FAQs
What would the monthly payment be for 305 15TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,886/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 305 15TH AVENUE?+
The most recent tax bill on record (2025) was $4,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 305 15TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $749,000, this home is listed about 5% above the Indian Rocks Beach median of $712,000. The market section on this page shows how the area is trending.
Which schools are assigned to 305 15TH AVENUE?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $810,000, now $749,000 — a $61K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Yvette La Pointe. MLS #TB8524075.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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