David Ramirez
$619,9004 bd3.5 ba3,257 sqft$190 /sqft$4,478 /mo all-in ↓

4446 WILDSTAR CIRCLE, WESLEY CHAPEL, FL, 33544

Active21 days on marketListed Jul 2, 2026MLS #TB8524052

Single Family ResidenceSEVEN OAKS PRCL C-1C/C-1D

About this home

4446 WILDSTAR CIRCLE

Nestled within the gated community of Crosswinds in sought-after Seven Oaks, this beautiful 4-bedroom, 3.5-bath home offers 3,257 square feet of beautifully designed living space that blends comfort, style, and functionality. From the moment you step inside, you'll appreciate the open, light-filled floor plan designed for both entertaining and everyday living. A CUSTOM GLASS FRONT DOOR welcomes you into a spacious foyer, complemented by a VERSATILE FORMAL FLEX SPACE that can be used as a living room, dining room, home office, or whatever best suits your lifestyle. The BUTLER'S PANTRY with wine storage and a LARGE WALK-IN PANTRY lead into the heart of the home. The stunning chef's kitchen serves as the centerpiece, featuring an oversized island with breakfast bar seating, NEW QUARTZ COUNTERTOPS (2024), 42-inch soft-close cabinetry, stainless steel appliances, and a chef's refrigerator - all seamlessly overlooking the spacious family room. The open layout keeps everyone connected, whether preparing dinner, entertaining guests, or enjoying everyday life. The sunny breakfast nook is perfectly positioned beneath a large picture window, creating the perfect spot for casual meals while flowing effortlessly into the family room. The highly desirable FIRST-FLOOR PRIMARY SUITE offers a private retreat with TRAY CEILINGS, a primary bath with dual-sink vanity, a relaxing garden tub, a spacious walk-in shower, and a walk-in closet complete with custom built-in organization. A first-floor laundry room and half bath add everyday convenience. Upstairs, you'll find three additional bedrooms, two full bathrooms, a VERSATILE LOFT, and an EXPANSIVE BONUS ROOM with tray ceilings and backyard views—perfect for a media room, playroom, home gym, or flex space. The inviting SUNROOM RETREAT, added in 2021, is the perfect place to enjoy your morning coffee or unwind while overlooking the FENCED-IN BACKYARD. Recent updates include new quartz kitchen countertops (2024), DOWNSTAIRS HVAC (2024), WATER HEATER (2024), and a recently pressure-washed exterior and driveway (2026). Additional highlights include a 3-CAR GARAGE equipped with a 240V OUTLET FOR ELECTRIC VEHICLE CHARGING, a WATER SOFTENER, irrigation system, security system, and a private mailbox. Living in Seven Oaks means more than owning a home - it's enjoying one of Wesley Chapel's premier resort-style communities. Crosswinds residents also enjoy a neighborhood playground, half basketball court, and Little Free Library just steps away. Beyond the neighborhood, Seven Oaks offers multiple pools, tennis, basketball and pickleball courts, playgrounds, scenic walking trails, a clubhouse with café, fitness center, and year-round community events. Perfectly positioned in the heart of Wesley Chapel, you're just minutes from the brand-new YMCA opening soon, The Shops at Wiregrass, The Grove, top-rated restaurants, shopping, nearby hospitals, top-rated schools, and convenient access to I-75. Offering the perfect blend of space, thoughtful updates, resort-style amenities, and an unbeatable location, this home is ready to welcome its next owners to the exceptional Seven Oaks lifestyle.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,257

Sqft

0.16 ac

Lot size

3

Garage

2015

Year built

Two

Levels

$190

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSoutheast
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$12/mo
Taxes (2025)$8,742/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,478 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,345
PMI (est., until 20% equity)$232
Property tax — 2025 actual bill$729
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,990
Interest rate6.00%
Loan term

Estimated payment

$4,478/mo

Principal & interest$3,345
PMI (est., until 20% equity)$232
Property taxes (actual bill)$729
HOA / condo fee$12
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $620K
$595KedgeAI estimate $680,093 · range $641K$779K$810K

vs edgeAI estimate

−8.9%

Days on market

21 vs 32 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seven Oaks

Map of 4446 WILDSTAR CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Seven Oaks — neighborhood snapshot

Population

7,676

Median age

32

Median income

$109,436

Median home value

$511,135

Avg household

3

Households w/ children

1,139

For the school run

Pasco County School District

ElementarySeven Oaks Elementary School★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $619,900 · 21 days on market since
2015Built · SEVEN OAKS PRCL C-1C/C-1D

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4446 WILDSTAR CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4446 WILDSTAR CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4446 WILDSTAR CIRCLE FAQs

What would the monthly payment be for 4446 WILDSTAR CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,478/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4446 WILDSTAR CIRCLE?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4446 WILDSTAR CIRCLE?+

The most recent tax bill on record (2025) was $8,742. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4446 WILDSTAR CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $619,900, this home is listed about 43% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4446 WILDSTAR CIRCLE?+

Seven Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Melissa Wolffe. MLS #TB8524052.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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