12131 ROCKFORD STREET, SPRING HILL, FL, 34608
Active12 days on marketListed Jul 23, 2026MLS #TB8524014
About this home
12131 ROCKFORD STREET
This concrete block home in Spring Hill is bursting with light and a welcoming feel. The living room flows seemlessly into the fully functional eat in kitchen complete with a washer and dryer right there, 'Plus, you've got easy access to the backyard through the screened lanai. Inside you'll find two generous bedrooms and a bath that was built back in 1985, covering 1390 total sq. It's all set on an 80x125 lot and the best part? There's no homeowners association. You'll also have covered parking with a carport and shed in the backyard. The home has been freshly painted both inside and out, with crown molding, ceiling fans, and all-tile and wood laminate flooring- no carpets here! Plus, a brand new roof was installed in 2026, newer appliances and everything you need to make it your own. Offered fully furnished so it's ready to move in right away!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
910
Sqft
0.23 ac
Lot size
1985
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,734 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,734/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs SPRING HILL
$238 vs $200
Days on market
12 vs 41 typical
Where $238/sqft sits among the 288 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34608 — neighborhood snapshot
Population
36,565
Median age
42.4
Median income
$62,197
Median home value
$237,400
Avg household
2.54
Households w/ children
4,122
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
140 of 288
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the SPRING HILL 34608 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 12131 ROCKFORD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$217,500
11493 SHEFFIELD ROAD · same community
2 bd · 1 ba · 940 sqft · $231/sqft · 16 DOM
Sold · Dec ’25$260,000
2023 MEADOW LARK ROAD · same community
3 bd · 2 ba · 1,032 sqft · $252/sqft · 13 DOM
Sold · Dec ’25$215,000
4358 CARTEE AVENUE · same community
3 bd · 1 ba · 1,044 sqft · $206/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12131 ROCKFORD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12131 ROCKFORD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12131 ROCKFORD STREET FAQs
What would the monthly payment be for 12131 ROCKFORD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,734/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12131 ROCKFORD STREET?+
The most recent tax bill on record (2025) was $2,410. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $217,000, this home is listed about 37% below the Spring Hill median of $344,750. The market section on this page shows how the area is trending.
Which schools are assigned to 12131 ROCKFORD STREET?+
Frank W. Springstead High School (high), Explorer K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FL REAL ESTATE STORE & PMS · Margaret Adamo. MLS #TB8524014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Spring Hill homes, in your inbox
Like 12131 ROCKFORD STREET but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →