David Ramirez
$329,0005 bd2.5 ba1,946 sqft$169 /sqft$2,548 /mo all-in ↓

6945 TWILITE DRIVE, PORT RICHEY, FL, 34668

Active4 days on marketListed Jul 21, 2026MLS #TB8523983

Private poolSingle Family ResidenceEMBASSY HILLS

About this home

6945 TWILITE DRIVE

One or more photo(s) was virtually staged. SPACIOUS FIVE-BEDROOM POOL HOME—SELLER FINANCING AVAILABLE! A rare opportunity to own a spacious five-bedroom pool home with an alternative to conventional financing. Major recent improvements include a new roof, new pool equipment, a newly screened pool enclosure, and numerous additional upgrades. Come home to your own private retreat. Whether you're enjoying a swim in the screened pool, entertaining friends, or simply relaxing in the spacious living areas, this beautifully updated home offers comfort, flexibility, and room to grow. With approximately 1,946 square feet, this home features 5 bedrooms and 2.5 bathrooms, making it ideal for a growing family, multi-generational living, guests, or working from home. Extensive improvements include a new roof, updated pool equipment, and numerous other interior and exterior upgrades that enhance both appearance and function. Conveniently located near shopping, restaurants, medical facilities, schools, parks, and Gulf beaches, with easy access to major highways, this home combines everyday convenience with the enjoyment of Florida living. OWNER FINANCING AVAILABLE Seller financing may be available to qualified buyers. An opportunity to negotiate flexible terms directly with the seller, providing an alternative financing option to traditional lenders. Move-in ready and offering exceptional value, this is a home you'll want to see in person.

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

1,946

Sqft

0.14 ac

Lot size

1973

Year built

One

Levels

$169

Per sqft

Private poolPool view

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
ViewPool
FacesWest
ExteriorNone

Community & fees

Taxes (2025)$3,674/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,548 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$306
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,515
Interest rate6.00%
Loan term

Estimated payment

$2,548/mo

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$306
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs EMBASSY HILLS

$169 vs $193

Days on market

4 vs 38 typical

Where $169/sqft sits among the 34 homes for sale in EMBASSY HILLS

5 · this home
5
8
5
5
6
$160–172$172–185$185–197$197–209$209–222$222+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Embassy Hills

Map of 6945 TWILITE DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)53 min
Downtown Tampa56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

Embassy Hills — neighborhood snapshot

Population

6,781

Median age

38

Median income

$55,886

Median home value

$172,709

Avg household

3

Households w/ children

758

For the school run

Pasco County School District

MiddleChasco Middle School★★★★
ElementaryChasco Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$250K$237K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

19 of 34

EMBASSY HILLS have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% above the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $329,000 · 4 days on market since
1973Built · EMBASSY HILLS

Reality check

What actually sold near 6945 TWILITE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7201 MAPLEHURST DRIVESold · Jan ’26

$310,000

7201 MAPLEHURST DRIVE · same community

3 bd · 2 ba · 1,980 sqft · $157/sqft · 3 DOM

9436 PALM AVENUESold · Jun ’26

$332,000

9436 PALM AVENUE · same community

4 bd · 2 ba · 1,844 sqft · $180/sqft · 56 DOM

9115 GLEN MOOR LANESold · Dec ’25

$259,000

9115 GLEN MOOR LANE · same community

2 bd · 2 ba · 1,598 sqft · $162/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6945 TWILITE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6945 TWILITE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6945 TWILITE DRIVE FAQs

What would the monthly payment be for 6945 TWILITE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,548/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6945 TWILITE DRIVE?+

The most recent tax bill on record (2025) was $3,674. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Richey?+

At $329,000, this home is listed about 27% above the Port Richey median of $259,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6945 TWILITE DRIVE?+

Chasco Middle School (middle), Chasco Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$329,000 runs 34% above the PORT RICHEY 34668 median — but at 1,946 sqft it's also 47% larger than the typical Port Richey listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 4 days on market in a Port Richey market that averages 38 — if it fits, move quickly.

Listing courtesy of ADVANCED REALTY TEAM INC · George Beardsley. MLS #TB8523983.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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