3824 AUTUMN PALM DRIVE, ZEPHYRHILLS, FL, 33541
Active25 days on marketListed Jul 14, 2026MLS #TB8523937
About this home
3824 AUTUMN PALM DRIVE
Short Sale. RARE DUAL LIVING OR DUAL INCOME OPPORTUNITY in the heart of Zephyrhills! Situated in a fully fenced half-acre lot, this unique property offers exceptional flexibility for homeowners, investors, multigenerational families or buyers looking to offset their mortgage with rental income. The main residence features approximately 2,000 square feet of living with 4 bedrooms and 2 full bathrooms. Inside you will find a mudroom entrance, spacious kitchen with abundant cabinetry, dedicated laundry room, beautiful refinished wood floors, and a fresh coat of paint completed prior to the current tenant's occupancy. Enjoy relaxing on the screened front porch or the large wood deck overlooking the property. Tucked behind the main home is a separately fenced and detached 2 bedroom, 1 bath guest house (mother-in-law-suite) offering approximately 800 square feet of living space plus an oversized attached storage room. The guest house has also been recently updated with fresh interior paint and new laminate flooring prior to the new tenant occupancy. Additional features include a long private driveway, well and septic, separate fenced living areas, mature trees, and a peaceful setting still only minutes away from shopping, restaurants, schools, medical facilities, and major highways.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,392
Sqft
0.55 ac
Lot size
1950
Year built
One
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,132 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,132/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ZEPHYRHILLS COLONY CO
$302 vs $192
Days on market
25 vs 48 typical
Where $302/sqft sits among the 37 homes for sale in ZEPHYRHILLS COLONY CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
15 of 37
ZEPHYRHILLS COLONY CO have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 3824 AUTUMN PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$270,000
6221 LULLABYE LANE · same community
4 bd · 1.5 ba · 1,431 sqft · $189/sqft · 9 DOM
Sold · Jun ’26$365,000
37327 STANFORD AVENUE · same community
3 bd · 2 ba · 1,512 sqft · $241/sqft · 4 DOM
Sold · Jan ’26$210,000
37428 LUPINE DRIVE · same community
2 bd · 2 ba · 1,581 sqft · $133/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3824 AUTUMN PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3824 AUTUMN PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3824 AUTUMN PALM DRIVE FAQs
What would the monthly payment be for 3824 AUTUMN PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,132/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3824 AUTUMN PALM DRIVE?+
The most recent tax bill on record (2025) was $3,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $419,900, this home is listed about 29% above the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 3824 AUTUMN PALM DRIVE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HANCO & ASSOCIATES. MLS #TB8523937.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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