42 MIDWAY ISLAND, CLEARWATER BEACH, FL, 33767
Active34 days on marketListed Jun 27, 2026MLS #TB8523925
About this home
42 MIDWAY ISLAND
Experience the pinnacle of luxury waterfront living at 42 Midway, an exceptional residence located in the exclusive Island Estates community of Clearwater Beach. Combining an unbeatable location with direct Gulf access, a private dock and boat lift, resort-style amenities, and unparalleled privacy, this extraordinary property delivers the coastal lifestyle discerning buyers dream about. Encompassing 4,944 square feet, this beautifully designed four-bedroom, three-and-a-half-bath home showcases timeless architecture, elegant finishes, and breathtaking panoramic water views from nearly every room. Expansive walls of glass and soaring ceilings flood the interiors with natural light, creating an atmosphere that is both sophisticated and inviting. The thoughtfully designed open floor plan seamlessly blends formal and casual living spaces, making it equally suited for grand-scale entertaining or comfortable everyday living. At the heart of the home, the gourmet chef's kitchen features premium appliances, custom cabinetry, luxurious finishes, and generous prep space, all while remaining connected to the surrounding living and dining areas. Step outside to discover your own private waterfront oasis. Surrounded by lush tropical landscaping, the expansive outdoor living area features a resort-style pool and spa, a fully equipped outdoor kitchen, and multiple spaces to relax or entertain. Your private dock with boat lift offers immediate access to the Intracoastal Waterway and the Gulf of Mexico, placing world-class boating, fishing, waterfront dining, and unforgettable sunsets just moments from your backyard. Every detail of this exceptional home has been designed to embrace Florida's indoor-outdoor lifestyle while offering the comfort, elegance, and exclusivity that define luxury waterfront living. Whether you're hosting family and friends, spending the day on the water, or simply enjoying the peaceful surroundings, 42 Midway offers an extraordinary opportunity to own one of Clearwater Beach's premier waterfront residences. This is more than a home—it's a destination, a lifestyle, and a rare opportunity to experience the very best of coastal luxury.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,944
Sqft
0.22 ac
Lot size
3
Garage
2002
Year built
Three Or More
Levels
$656
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$20,991 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,991/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ISLAND ESTATES OF CLEARWATER
$656 vs $750
Days on market
34 vs 84 typical
Where $656/sqft sits among the 9 homes for sale in ISLAND ESTATES OF CLEARWATER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
6 of 9
ISLAND ESTATES OF CLEARWATER have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 485% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 42 MIDWAY ISLAND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,905,000
511 WINDWARD PASSAGE · same community
5 bd · 5.5 ba · 5,006 sqft · $580/sqft · 93 DOM
Sold · Apr ’26$1,390,000
333 MIDWAY ISLAND · same community
4 bd · 3.5 ba · 4,198 sqft · $331/sqft · 263 DOM
Sold · Apr ’26$2,199,000
301 MIDWAY ISLAND · same community
4 bd · 3 ba · 4,176 sqft · $527/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 42 MIDWAY ISLAND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42 MIDWAY ISLAND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
42 MIDWAY ISLAND FAQs
What would the monthly payment be for 42 MIDWAY ISLAND?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,991/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 42 MIDWAY ISLAND?+
The most recent tax bill on record (2025) was $25,247. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater Beach?+
At $3,245,000, this home is listed about 301% above the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 42 MIDWAY ISLAND?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,245,000 runs 485% above the CLEARWATER BEACH 33767 median — but at 4,944 sqft it's also nearly 4 times the size of the typical Clearwater Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $3,295,000, now $3,245,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SHORE PROPERTY GROUP · Jonathan Sadylo. MLS #TB8523925.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater Beach homes, in your inbox
Like 42 MIDWAY ISLAND but not quite? A daily digest of every new listing in Clearwater Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →