3198 CLAREMONT PLACE UNIT A, PALM HARBOR, FL, 34683
Active19 days on marketListed Jul 15, 2026MLS #TB8523874
About this home
3198 CLAREMONT PLACE UNIT A
Beautifully remodeled end unit Villa, featuring, 2 Bedrooms 2 Baths, 1 car attached garage and private entry, split bedroom floor plan, large living RM with vaulted ceiling, new kitchen with 42-inch wood cabinetry, granite island and countertops, stainless steel appliances and great pantry. New laminate flooring throughout, (No Carpeting) Large primary Bedroom with a spacious walk-in closet, new bath w/granite countertop and wood cabinetry. 2Nd Bedroom with large closet and beautify updated 2nd bath with granite countertop. Sliding Doors leading to the Lanai overlooking a large private backyard. 2 Community pools and Clubhouse. No age restrictions! Not in a Flood zone! (Sorry this community does not allow Pets) commercial vehicles. Zoned for Palm Harbor University High, walking distance to Sutherland elementary. Close to shopping, Pinellas Trails, Parks, Honeymoon Beach / Caladesi Island, Fred Howard Park and beach. Minutes to Tarpon Springs Sponge Docks, Clearwater Beach, St. Pete and Tampa airports. Immediate possession available.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
976
Sqft
0.11 ac
Lot size
1
Garage
1987
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$2 vs $260
Days on market
19 vs 42 typical
Where $2/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fox Chase
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Fox Chase — neighborhood snapshot
Population
1,908
Median age
36
Median income
$43,983
Median home value
$197,824
Avg household
2
Households w/ children
479
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
204 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3198 CLAREMONT PLACE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$230,000
3121 BEECHER DRIVE E UNIT A · same community
2 bd · 2 ba · 976 sqft · $236/sqft · 21 DOM
Sold · Sep ’25$240,000
3010 BEECHER DRIVE E UNIT A · same community
2 bd · 2 ba · 976 sqft · $246/sqft · 74 DOM
Sold · Oct ’25$210,000
3054 BEECHER DRIVE E UNIT F · same community
2 bd · 2 ba · 976 sqft · $215/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3198 CLAREMONT PLACE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3198 CLAREMONT PLACE UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3198 CLAREMONT PLACE UNIT A FAQs
What would the monthly payment be for 3198 CLAREMONT PLACE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3198 CLAREMONT PLACE UNIT A?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $2,300, this home is listed about 99% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3198 CLAREMONT PLACE UNIT A?+
Sutherland Elementary School (elementary), Palm Harbor University High (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Luigi Kalaj. MLS #TB8523874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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