12311 KELSO ROAD, THONOTOSASSA, FL, 33592
Active16 days on marketListed Jul 23, 2026MLS #TB8523855
About this home
12311 KELSO ROAD
Through the woods and over the bridge you will find this elegant and cozy executive rental, a rare opportunity to live in a setting full of life and beauty. Gated and private, this special place is surrounded by nature on the shores of 880-acre Lake Thonotosassa, with a creek running through gorgeous oak trees and an estate-sized lot of nearly an acre. The two-story home offers a downstairs suite with an adjoining office, while the primary bedroom upstairs overlooks the expansive family room and includes built-in shelving, a luxury bath, and a walk-in closet; step out onto the private balcony to take in the beautiful grounds. The family room impresses with vaulted ceilings, a stone fireplace, an antique chandelier, and sweeping views of the grounds. Recently remodeled, the home features a beautifully updated kitchen complete with fresh white cabinets, upgraded appliances, and an open-concept flow created by removing the wall between the kitchen and dining room, plus an expanded bedroom with an enlarged closet and wood-look tile throughout. The kitchen is equipped with a range, refrigerator, microwave, dishwasher, washer, dryer, water softener, and garbage disposal, while the dining room showcases a unique fireplace. Outdoors, a front deck invites coffee or meals al fresco, a generous covered rear patio accommodates a large outdoor dining table, and a carport sits just beyond the front double doors. The home is on a private well and septic system, no monthly water or sewer bill, and grounds maintenance is included for easy living.The property is pet friendly with plenty of room on the grounds. Ideally located approximately 30 minutes from Downtown Tampa and about 1.5 hours from Orlando; Tampa Executive Airport is under 30 minutes and Tampa International about 35 minutes. Convenient to major regional medical centers, USF, University of Tampa, Brandon-area shopping, the Straz Center, downtown Tampa museums, and Gulf beaches. All distances and travel times are approximate; prospective tenant to confirm.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,908
Sqft
0.91 ac
Lot size
1980
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs UNPLATTED
$1 vs $303
Days on market
16 vs 34 typical
Where $1/sqft sits among the 188 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Thonotosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Thonotosassa. See the full Thonotosassa guide →
THONOTOSASSA 33592 — neighborhood snapshot
Population
11,931
Median age
42.5
Median income
$65,683
Median home value
$247,900
Avg household
2.78
Households w/ children
1,168
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Thonotosassa market
$480K → $459K
Thonotosassa median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
91 of 188
UNPLATTED have cut their price
Median sold price, Thonotosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the THONOTOSASSA 33592 median. See the full Thonotosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12311 KELSO ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,185,000
8903 DONNA LU DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM
Sold · Dec ’25$332,000
913 E GENESEE STREET · same community
3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM
Sold · Dec ’25$640,000
6201 BOB HEAD ROAD · same community
4 bd · 2.5 ba · 3,741 sqft · $171/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12311 KELSO ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12311 KELSO ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12311 KELSO ROAD FAQs
What would the monthly payment be for 12311 KELSO ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12311 KELSO ROAD?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Thonotosassa?+
At $2,950, this home is listed about 99% below the Thonotosassa median of $451,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12311 KELSO ROAD?+
Folsom Elementary School (elementary), Jennings Middle School (middle), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN · Virginia Torres Bond. MLS #TB8523855.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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