2630 W PROSPECT ROAD, TAMPA, FL, 33629
Active25 days on marketListed Jul 8, 2026MLS #TB8523834
About this home
2630 W PROSPECT ROAD
An Architectural Masterpiece in New Suburb Beautiful! Experience the pinnacle of South Tampa living in this meticulously renovated historic estate, nestled on an oak-canopied street in the highly coveted New Suburb Beautiful neighborhood. This residence seamlessly marries timeless Southern charm with sophisticated modern luxury, spanning 4,254 total square feet. The interior features soaring ceilings, 8-inch base moldings, and exquisite crown molding, all refreshed by a complete 2024 interior paint job. The gourmet chef’s kitchen is a standout, equipped with a massive center island, custom solid wood cabinetry, Vermont honed marble countertops, a new 2024 built-in Sub-Zero refrigerator, a professional-grade gas cooktop, a large built-in hutch and a sunny breakfast nook. Expansive living spaces include a large dining room, a formal living room with a fireplace, a sun-drenched library or home office, another living area overlooking the pool, and a spacious family room with french doors to the backyard. The primary suite serves as a true sanctuary, boasting a spa-like ensuite with an oversized soaking tub, walk-in shower, and a generous walk-in closet, while all other bedrooms are generously sized and feature elegant marble-tiled bathrooms with custom cabinetry. The upstairs laundry features a new washer and dryer. The outdoor area is equally impressive, centered around a recently installed, temperature-controlled saltwater pool with a sun shelf, Pebbletech finish, and travertine pavers. The property also includes a 378-square-foot guest suite above the garage, featuring new windows, insulation, and reinforced structural support. Significant exterior improvements enhance the grounds, including a new back deck with heat-resistant composite decking and marine-grade lumber, a new perimeter fence, and updated gutters with a French drain system. The landscaping has been completely refreshed with Areca palms and sea shell ground cover, complemented by an improved irrigation system. Located on an extra-deep lot with back entry off Neptune Road, this home is situated within the "A" rated district for Mitchell Elementary, Wilson Middle, and Plant High School, just steps from the Palma Ceia Country Club and Hyde Park Village. 2630 W. Prospect Rd. offers a rare opportunity to own a meticulously curated sanctuary where historic charm meets modern sophistication in one of Tampa’s most sought-after enclaves.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,254
Sqft
0.18 ac
Lot size
1
Garage
1920
Year built
Two
Levels
$676
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$19,233 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$19,233/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.5%
$/sqft vs Tampa actives
$676 vs $297
Days on market
25 vs 33 typical
Where $676/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia — neighborhood snapshot
Population
5,762
Median age
39
Median income
$170,283
Median home value
$766,224
Avg household
3
Households w/ children
911
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
186 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2630 W PROSPECT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,911,427
3701 W SEVILLA STREET
5 bd · 4.5 ba · 4,263 sqft · $448/sqft · 51 DOM
Sold · Jul ’26$1,801,793
3708 W SEVILLA STREET
5 bd · 4.5 ba · 4,289 sqft · $420/sqft · 238 DOM
Sold · Jul ’26$2,350,000
3822 W CORONA STREET
4 bd · 4.5 ba · 3,940 sqft · $596/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2630 W PROSPECT ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2630 W PROSPECT ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2630 W PROSPECT ROAD FAQs
What would the monthly payment be for 2630 W PROSPECT ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,233/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2630 W PROSPECT ROAD?+
The most recent tax bill on record (2025) was $29,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2630 W PROSPECT ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $2,875,000, this home is listed about 518% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2630 W PROSPECT ROAD?+
Roosevelt Elementary School (elementary), Plant High School (high), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,875,000 runs 188% above the TAMPA 33629 median — but at 4,254 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Roosevelt Elementary School, Plant High School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Roosevelt Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,995,000, now $2,875,000 — a $120K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Susan Butterfield. MLS #TB8523834.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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