David Ramirez
$759,0004 bd3 ba2,230 sqft$340 /sqft$5,436 /mo all-in ↓

2949 PIER POINTE LANE, CLEARWATER, FL, 33760

Active10 days on marketListed Jul 14, 2026MLS #TB8523583

Single Family ResidencePIER POINTE

About this home

2949 PIER POINTE LANE

Virtually Staged. Welcome to Pier Pointe, where modern construction, thoughtful owner upgrades, and peaceful pond views come together in one of Pinellas County's most desirable newer communities. Situated on a premium corner homesite at the end of a quiet dead-end street, this meticulously maintained, better-than-new 4-bedroom, 3-bath home overlooks a serene pond and offers 2,207 square feet of stylish, comfortable, and functional living space. The open-concept floor plan features tile flooring throughout the main living areas, seamlessly connecting the living room, dining area, and beautifully appointed kitchen. The kitchen showcases quartz countertops, abundant soft-close cabinetry, and generous prep and storage space. Built in 2022, this move-in-ready home delivers the benefits of newer construction without the time and expense of post-closing projects. Unlike many new builds, this home is already fully finished with extensive owner upgrades, including Samsung smart appliances (refrigerator, washer, and dryer), custom built-in cabinetry in the living room and guest bedroom, custom cabinetry and shelving in the laundry room and two-car garage, ceiling fans throughout, and custom window treatments with blackout curtains in the primary suite and two secondary bedrooms. A first-floor bedroom and full bath provide exceptional flexibility for guests, multigenerational living, or a private home office, while a large under-stair storage area adds valuable everyday functionality. Upstairs, you’ll find three additional bedrooms, two full bathrooms, and a spacious loft perfect for a media room, playroom, fitness area, office, or second living space. Relax on the expansive screened lanai overlooking the pond, complete with a motorized privacy curtain for the sliding glass doors — perfect for morning coffee, outdoor dining, or unwinding at the end of the day. Further highlights include a Ring security system with three solar-powered cameras, window and lanai door sensors, a Taexx in-wall pest control system, removable hurricane shutters, smart home features, including a smart garage door opener and video doorbell, and energy-efficient construction with Low-E dual-pane windows and full concrete block construction. Nestled on a quiet street, Pier Pointe is an intimate 25-home community offering a welcoming neighborhood atmosphere just minutes from shopping, dining, parks, award-winning Gulf beaches, Clearwater, Downtown St. Petersburg, Tampa, and major commuting routes. Beautifully upgraded and impeccably maintained, this move-in-ready home combines quality construction, premium finishes, and an exceptional setting, offering the rare opportunity to simply unpack and enjoy.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,230

Sqft

0.11 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$340

Per sqft

Pets allowed

Inside

FlooringCarpet · Other · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryUpper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Wood Frame
FoundationSlab
FacesNorth
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$139/mo
Taxes (2025)$9,087/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,436 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,096
PMI (est., until 20% equity)$285
Property tax — 2025 actual bill$757
HOA fee — from the listing$139
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,900
Interest rate6.00%
Loan term

Estimated payment

$5,436/mo

Principal & interest$4,096
PMI (est., until 20% equity)$285
Property taxes (actual bill)$757
HOA / condo fee$139
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $759K
$569KedgeAI estimate $624,537 · range $592K$653K$789K

vs edgeAI estimate

+21.5%

$/sqft vs Clearwater actives

$340 vs $219

Days on market

10 vs 47 typical

Where $340/sqft sits among the 400 Clearwater actives

158
126
63 · this home
20
8
25
$115–196$196–277$277–358$358–439$439–519$519+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 2949 PIER POINTE LANE

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33760 — neighborhood snapshot

Population

19,486

Median age

37.3

Median income

$59,489

Median home value

$245,800

Avg household

2.18

Households w/ children

1,551

For the school run

Pinellas County School District

ElementaryHigh Point Elementary School★★★★★
HighPinellas Park High School★★★★
MiddleFitzGerald Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 334% above the CLEARWATER 33760 median. See the full Clearwater market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $759,000 · 10 days on market since
2022Built · PIER POINTE

Reality check

What actually sold near 2949 PIER POINTE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2174 62ND STREET NSold · Sep ’25

$652,800

2174 62ND STREET N

3 bd · 2 ba · 2,184 sqft · $299/sqft · 70 DOM

2026 AARON PLACESold · Jul ’25

$495,000

2026 AARON PLACE

3 bd · 2 ba · 2,146 sqft · $231/sqft · 47 DOM

2835 BRANCH CREEK AVENUESold · Jun ’26

$575,000

2835 BRANCH CREEK AVENUE

4 bd · 3 ba · 2,134 sqft · $269/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2949 PIER POINTE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2949 PIER POINTE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2949 PIER POINTE LANE FAQs

What would the monthly payment be for 2949 PIER POINTE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,436/mo — principal and interest, the actual property-tax bill, the $139/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2949 PIER POINTE LANE?+

The association fee works out to $139 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2949 PIER POINTE LANE?+

The most recent tax bill on record (2025) was $9,087. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2949 PIER POINTE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $759,000, this home is listed about 176% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2949 PIER POINTE LANE?+

High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jennifer Thayer. MLS #TB8523583.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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