1960 MCKINLEY STREET, CLEARWATER, FL, 33765
Active33 days on marketListed Jul 1, 2026MLS #TB8523559
About this home
1960 MCKINLEY STREET
Step into this exquisitely renovated 1925 residence, where timeless architectural character is enhanced by refined modern upgrades. This spacious home offers 4 well-appointed bedrooms, 2 spa-like bathrooms, and an inviting layout designed for both comfort and style. Elegant details such as luxury vinyl tile, coffered ceilings, and a beautifully updated kitchen featuring 42" wood cabinets, stone countertops, and stainless steel appliances elevate the everyday living experience. A dining area conveniently located just off the kitchen creates a seamless flow for gatherings and entertaining. The warm and welcoming living room is anchored by an impressive stone fireplace, adding a striking focal point to the home’s historic charm. The expansive owner’s suite on the main floor offers a private retreat, complete with a generous sitting area, a spa-inspired bathroom, and a spacious walk-in closet. The versatile third-floor loft provides endless possibilities—ideal for guests, creative pursuits, or a quiet getaway. Outside, a large backyard offers abundant space for relaxation, play, or outdoor entertaining. Nestled in one of Pinellas County’s highest-elevation, non-flood-zone neighborhoods, this exceptional property delivers unmatched convenience. Parks, Gulf beaches, golf courses, shopping, and dining are all just minutes away. With thoughtful renovations, ceiling fans, modern finishes, and enduring historic character, this move-in-ready home offers a rare blend of charm, sophistication, and premier location.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,619
Sqft
0.19 ac
Lot size
1925
Year built
Three Or More
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,294 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,294/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.5%
$/sqft vs Clearwater actives
$229 vs $218
Days on market
33 vs 47 typical
Where $229/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33765 — neighborhood snapshot
Population
14,364
Median age
47.2
Median income
$61,910
Median home value
$290,700
Avg household
2.31
Households w/ children
1,385
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 136% above the CLEARWATER 33765 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1960 MCKINLEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$400,000
1905 MCKINLEY STREET · same community
4 bd · 2 ba · 1,944 sqft · $206/sqft · 170 DOM
Sold · Mar ’26$395,000
1955 GILBERT STREET · same community
4 bd · 2 ba · 1,708 sqft · $231/sqft · 55 DOM
Sold · Oct ’25$420,000
1900 HARDING STREET · same community
3 bd · 2 ba · 1,296 sqft · $324/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1960 MCKINLEY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1960 MCKINLEY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1960 MCKINLEY STREET FAQs
What would the monthly payment be for 1960 MCKINLEY STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,294/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1960 MCKINLEY STREET?+
The most recent tax bill on record (2025) was $8,053. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $599,999, this home is listed about 118% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1960 MCKINLEY STREET?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Ruth Vaughan. MLS #TB8523559.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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