David Ramirez
$550,0004 bd2 ba2,077 sqft$265 /sqft$3,990 /mo all-in ↓

6412 GRENADA ISLAND AVENUE, APOLLO BEACH, FL, 33572

Active35 days on marketListed Jun 30, 2026MLS #TB8523514

WaterfrontSingle Family ResidenceBIMINI BAY

About this home

6412 GRENADA ISLAND AVENUE

Welcome to Bimini Bay, an intimate, breezy, pretty, quiet gated community of approximately 135 homes in Apollo Beach! Your new coastal lifestyle awaits you with this beautiful 4 Bedroom, 2 Bath Home, built in 2020 offering clean lines, neutral tones and functionality throughout! Stunning primary bedroom with en suite bath and walk in closet, beautiful tile flooring and private water closet. Open floor plan with Living Room / Kitchen combination - kitchen island, dining room, laundry room with sink and built in shelving, walk in pantry with built-in shelving. Larger bedroom can be used as family room. Smaller bedroom can be used as nursery / office / library. Interior has higher, vaulted and tray ceilings, ceiling fans, 6-panel doors, Barn doors, sliding doors, beautiful lighting throughout. Innate water system. Enjoy Florida sunsets and breezy nights on your covered porch and patio out back. Garage has storage shelving units and garage door opener. Landscaped front and fenced rear yard with sprinkler system. Bimini Bay offers a beautiful Clubhouse and pool. Assumable flood insurance policy available. No flooding or hurricane damage during 2024 season. No flooding or insurance claims made on property. Higher flood, elevation certificate available. An abundance of restaurants, shops, parks, public boat ramps, manatee viewing center, recreational activities shopping malls, boutique shops, Tampa, airports are within a short distance from Apollo Beach. Interested in making this your next Florida dream home? Contact or text owner/listing agent for private showing.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,077

Sqft

0.14 ac

Lot size

2

Garage

2020

Year built

One

Levels

$265

Per sqft

WaterfrontTrees/Woods & Water view

Inside

FlooringTile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Concrete
FoundationSlab
ViewTrees/Woods · Water
FacesEast
ParkingCurb Parking · Driveway · Garage Door Opener · Ground Level
ExteriorAwning(s) · Hurricane Shutters · Irrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$170/mo
Taxes (2025)$2,153/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Fire Hydrant · Public · Sewer Available · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,990 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$179
HOA fee — from the listing$170
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$3,990/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$179
HOA / condo fee$170
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$422KedgeAI estimate $486,346 · range $440K$602K$626K

vs edgeAI estimate

+13.1%

$/sqft vs BIMINI BAY

$265 vs $215

Days on market

35 vs 50 typical

Where $265/sqft sits among the 10 homes for sale in BIMINI BAY

7
0
1 · this home
1
0
1
$193–217$217–241$241–266$266–290$290–314$314+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 6412 GRENADA ISLAND AVENUE

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$460K$454K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

0 of 10

BIMINI BAY have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $550,000 · 35 days on market since
2020Built · BIMINI BAY

Reality check

What actually sold near 6412 GRENADA ISLAND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

570 BIMINI BAY BOULEVARDSold · Jul ’26

$650,000

570 BIMINI BAY BOULEVARD · same community

3 bd · 2 ba · 2,054 sqft · $316/sqft · 69 DOM

565 BIMINI BAY BOULEVARDSold · Mar ’26

$383,000

565 BIMINI BAY BOULEVARD · same community

4 bd · 3 ba · 2,036 sqft · $188/sqft · 116 DOM

530 BIMINI BAY BOULEVARDSold · Feb ’26

$371,000

530 BIMINI BAY BOULEVARD · same community

3 bd · 3 ba · 2,184 sqft · $170/sqft · 223 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6412 GRENADA ISLAND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6412 GRENADA ISLAND AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

6412 GRENADA ISLAND AVENUE FAQs

What would the monthly payment be for 6412 GRENADA ISLAND AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,990/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6412 GRENADA ISLAND AVENUE?+

The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6412 GRENADA ISLAND AVENUE?+

The most recent tax bill on record (2025) was $2,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6412 GRENADA ISLAND AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $550,000, this home is listed about 12% above the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6412 GRENADA ISLAND AVENUE?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CALEBRO & ASSOCIATES · Amelia Christian. MLS #TB8523514.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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