525 19TH STREET NW, RUSKIN, FL, 33570
Active38 days on marketListed Jun 26, 2026MLS #TB8523480
About this home
525 19TH STREET NW
525 19th Street, Ruskin | 5 Bed | 3Bath | 3,300 SF | 2-Story | Designer Remodel | 2 Car Garage | Mira Lago Completely rebuilt from the studs, this extraordinary designer home in the gated community of Mira Lago delivers a rare level of craftsmanship and intentional detail. Designed by Dutch designer Johanna Delwiche, whose work has been featured on HGTV, the open-concept main living areas feature exposed ceiling beams, recessed LED lighting, and curated finishes that create a warm, elevated atmosphere throughout. The show-stopping kitchen is the heart of the home, showcasing brand-new custom cabinetry and premium appliances. A formal dining room, dedicated office, and spacious loft give you the flexible layout to work, gather, and unwind. All five bedrooms, including the luxurious primary suite, are conveniently located upstairs. On the main level, a versatile flex room featuring a built-in Murphy bed provides the perfect space for a private in-law suite, guest quarters, or home office. The primary suite is a private retreat with peaceful water views, a freestanding soaking tub, built-in bidet, two separate walk-in closets, and a modern suspended fireplace. The main-floor bedroom includes a brand-new Murphy bed, making it ideal for guests or multigenerational living. Hurricane-impact windows throughout. Available furnished or unfurnished. Mira Lago is a gated community in Ruskin featuring a resort-style pool, playground, and basketball court -- with low HOA fees, low CDD fees, and Flood Zone X designation. Little Harbor Marina is two minutes away. E.G. Simmons Park with boat ramps, canoe rentals, and picnic areas is right around the corner. Waterfront dining, beaches, and local entertainment are all within easy reach. What the Seller Loves: The craftsmanship in this home is something you feel the moment you walk in -- from the beams overhead to the suspended fireplace to the soaking tub with water views. It is a one-of-a-kind space that we had to work hard to leave.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,300
Sqft
0.13 ac
Lot size
2
Garage
2012
Year built
Two
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,091 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,091/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs Ruskin actives
$152 vs $181
Days on market
38 vs 51 typical
Where $152/sqft sits among the 276 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
152 of 276
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 525 19TH STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$380,000
529 VISTA RIDGE DR · same community
5 bd · 3 ba · 3,308 sqft · $115/sqft · 252 DOM
Sold · Jan ’26$380,000
526 19TH STREET NW · same community
6 bd · 3 ba · 3,018 sqft · $126/sqft · 236 DOM
Sold · Feb ’26$172,000
525 19TH STREET NW · same community
5 bd · 2.5 ba · 2,920 sqft · $59/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 525 19TH STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 525 19TH STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
525 19TH STREET NW FAQs
What would the monthly payment be for 525 19TH STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,091/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 525 19TH STREET NW?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 525 19TH STREET NW?+
The most recent tax bill on record (2025) was $8,024. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 525 19TH STREET NW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $499,990, this home is listed about 43% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Chasiti Conroy. MLS #TB8523480.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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