3125 N CANTERBURY LAKE DRIVE, HERNANDO, FL, 34442
Active38 days on marketListed Jun 27, 2026MLS #TB8523450
About this home
3125 N CANTERBURY LAKE DRIVE
Welcome to this exceptionally maintained and modern residence situated on a premium 0.3-acre lot within the highly desirable Canterbury Lake Estates section of Citrus Hills. Built in 2021, the 1,726 sq. ft. home features an optimal open split floor plan designed for privacy and effortless flow, with all major equipment and structural mechanics being only 5 years old. A standout feature is the direct community propane gas line powering high-efficiency gas appliances, a tankless on-demand water heater, and a beautiful gas fireplace that serves as the focal point of the living room. The modern interior showcases crown molding, custom lighting, and 18x18 tile throughout the main living areas, leading to a spacious primary suite equipped with dual walk-in closets, granite countertops, and a tiled walk-in shower. For added comfort, the screen-enclosed lanai overlooks a private, backyard with a fenced garden or pet area, while the large 2-car garage features a custom roll-down privacy screen and full insulation upgrades. Residents enjoy low HOA fees alongside a membership to the exclusive Citrus Hills Country Club, granting exclusive access to a clubhouse, community pool, tennis, pickleball, and a private lake. Strategically located near the Suncoast Parkway and the 48-mile Withlacoochee State Trail, this home offers fast proximity to the World Equestrian Center (WEC), natural springs, and quick access to I-75 for effortless travel to Tampa and Orlando international airports.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,726
Sqft
0.3 ac
Lot size
2
Garage
2021
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,473 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,473/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs Hernando actives
$197 vs $200
Days on market
38 vs 38 typical
Where $197/sqft sits among the 98 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $348K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
50 of 98
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3125 N CANTERBURY LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$409,900
3580 N CHANDLER DRIVE · same community
3 bd · 2 ba · 1,726 sqft · $237/sqft · 105 DOM
Sold · Nov ’25$390,000
3485 N CHANDLER DRIVE · same community
3 bd · 2 ba · 1,733 sqft · $225/sqft · 7 DOM
Sold · Mar ’26$390,000
3501 N CHANDLER DRIVE · same community
3 bd · 2 ba · 1,701 sqft · $229/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3125 N CANTERBURY LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3125 N CANTERBURY LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3125 N CANTERBURY LAKE DRIVE FAQs
What would the monthly payment be for 3125 N CANTERBURY LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,473/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3125 N CANTERBURY LAKE DRIVE?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3125 N CANTERBURY LAKE DRIVE?+
The most recent tax bill on record (2025) was $1,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3125 N CANTERBURY LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $339,900, this home is listed about 9% below the Hernando median of $372,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3125 N CANTERBURY LAKE DRIVE?+
Hernando Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY INC. · James Hinson. MLS #TB8523450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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