11208 DUNCAN STREET, SEMINOLE, FL, 33772
Active41 days on marketListed Jun 25, 2026MLS #TB8523448
About this home
11208 DUNCAN STREET
Welcome to one of the most flexible income-producing opportunities on the market. This single-story 4-bedroom, 2-bath home in Seminole offers nearly 2,000 square feet of heated living space, a private screened in-ground pool, two separate entrances, two full kitchens, and no HOA. Whether you are an investor, an owner-occupant looking to offset your mortgage, or a family seeking a multigenerational solution, this property checks every box. The home is configured as two distinct living spaces. Unit A offers 3 bedrooms, 1 bathroom, and a full kitchen, currently leased at $2,345 per month. Unit B offers 1 bedroom, 1 bathroom, and a full kitchen, generating $1,450 per month. Combined monthly rental income from day one: $3,795. Throughout the interior, fresh texture, new paint, and 5mm waterproof vinyl flooring create a clean, updated feel in every room. Each unit operates on its own central AC system, and the Unit A HVAC was replaced in 2025, giving the larger unit a brand new system. The main living area features an open floor plan connecting the living room, kitchen, laundry room, and family space, complete with ceiling fans, a spacious eat-in kitchen, and a full appliance package. The second unit is fully equipped with its own private entrance, full kitchen, separate laundry, and a bonus room with additional storage. Step outside to a private backyard oasis. The screened in-ground pool is perfect for relaxing or entertaining year-round, and the pool pump was replaced in 2025. Mature landscaping, exterior lighting, and rain gutters round out the exterior. The lot runs approximately 30% larger than most in the neighborhood. Located in a no flood, no evacuation zone, just minutes from the Pinellas Trail, Seminole Recreation Center, and SPC library, with the beaches about 10 minutes away. Public utilities with one water meter and one electric meter serving the property. No HOA. No flood zone. Immediate cash flow from day one. Opportunities like this do not stay available long.
Facts & features
The home at a glance
4
Bedrooms
1,998
Sqft
0.18 ac
Lot size
1971
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,215 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,215/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$275 vs $253
Days on market
41 vs 45 typical
Where $275/sqft sits among the 285 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Lake Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Seminole Lake Village — neighborhood snapshot
Population
545
Median age
52
Median income
$77,083
Median home value
$283,100
Avg household
3
Households w/ children
31%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
160 of 285
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 11208 DUNCAN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$280,000
9596 GROVELAND STREET · same community
3 bd · 1 ba · 1,389 sqft · $202/sqft · 60 DOM
Sold · Dec ’25$435,000
9664 GROVELAND STREET · same community
3 bd · 2 ba · 1,275 sqft · $341/sqft · 121 DOM
Sold · Jul ’26$325,000
9482 CRESTVIEW STREET · same community
3 bd · 2 ba · 1,180 sqft · $275/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11208 DUNCAN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11208 DUNCAN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11208 DUNCAN STREET FAQs
What would the monthly payment be for 11208 DUNCAN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,215/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11208 DUNCAN STREET?+
The most recent tax bill on record (2025) was $6,886. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11208 DUNCAN STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $550,000, this home is listed about 42% above the Seminole median of $386,500. The market section on this page shows how the area is trending.
Which schools are assigned to 11208 DUNCAN STREET?+
Osceola Middle School (middle), Seminole Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$550,000 runs 150% above the SEMINOLE 33772 median — but at 1,998 sqft it's also 42% larger than the typical Seminole listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Osceola Middle School, Seminole Elementary School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $575,000, now $550,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC. · Larry Fischer. MLS #TB8523448.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Seminole homes, in your inbox
Like 11208 DUNCAN STREET but not quite? A daily digest of every new listing in Seminole — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →