David Ramirez

TROPICAL SHORE WAY, FORT MYERS BEACH, FL, 33931

Active42 days on marketListed Jun 30, 2026MLS #TB8523389

Priced 90% below the FORT MYERS BEACH 33931 median

About this home

TROPICAL SHORE WAY

Rare Waterfront Opportunity on Fort Myers Beach Opportunities like this don't come along often. This 0.21-acre waterfront parcel offers a unique chance to own a piece of Fort Myers Beach history while enjoying direct access to the area's beautiful waterways. Although this property is not buildable, it offers tremendous value for boating enthusiasts, waterfront investors, and neighboring property owners. Located at the landward end of a dredged, navigable canal, the parcel already features plenty of space for a catwalk/dock structure and provides an excellent location for water access or a private boat launch, subject to any required approvals and local regulations. This canal was originally dredged in the 1940s, creating a unique historical waterfront parcel that is unlike many properties in the area. Whether you're looking for a place to access the water, add to an existing waterfront holding, or secure a unique long-term investment, this property deserves a closer look. One of the most intriguing aspects of this parcel is its location. It sits immediately adjacent to the new Fort Myers Beach Fire Station, an approximately $11 million public facility, providing a well-maintained neighboring property and increased long-term visibility. The Fire District has also announced plans to market the rear portion of the former Topps property, which has reportedly been appraised at approximately $5.7 million, making this parcel's location particularly noteworthy for future opportunities. Despite its exceptional waterfront location, the holding costs remain remarkably low, with 2025 property taxes of only $0.16. Conveniently located just minutes from Fort Myers Beach, waterfront restaurants, marinas, fishing, and Gulf access, this property offers a rare combination of waterfront access, history, and future potential. Whether you're a boating enthusiast looking for convenient canal access, a neighboring owner wanting to expand your footprint, or an investor searching for a truly unique waterfront asset, this is an opportunity that's difficult to duplicate.

Facts & features

The home at a glance

0.21 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$0/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$508 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$324
FHA mortgage insurance (est.)$24
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,925
Interest rate6.00%
Loan term

Estimated payment

$559/mo

Principal & interest$324
FHA mortgage insurance (est.)$24
Est. property taxes$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fort Myers Beach

Map of TROPICAL SHORE WAY

Get to know Fort Myers Beach. See the full Fort Myers Beach guide →

FORT MYERS BEACH 33931 — neighborhood snapshot

Population

8,763

Median age

68.4

Median income

$80,438

Median home value

$475,100

Avg household

1.88

Households w/ children

142

For the school run

Lee County School District

ElementaryFort Myers Beach Elementary School★★★★★
MiddleLexington Middle School★★★★★
HighCypress Lake High School★★★★★
MiddleCypress Lake Middle School★★★★
HighSouth Fort Myers High School★★★★
HighEstero High School★★★★★
MiddleThree Oaks Middle School★★★★
MiddleBonita Springs Middle Center For The Arts★★★★★
HighBonita Springs High School★★★★★
HighFort Myers High School★★★★★
HighDunbar High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers Beach market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$465K$1.4M

Fort Myers Beach median sold, yr/yr

92.6%

Sale-to-list ratio (12 mo)

Median sold price, Fort Myers Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% below the FORT MYERS BEACH 33931 median. See the full Fort Myers Beach market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $55,000 · 42 days on market since

Reality check

What actually sold near TROPICAL SHORE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

162 Tropical Shores Way, Fort Myers FL 33931Sold · Jan ’26

$625,000

162 Tropical Shores Way, Fort Myers FL 33931

4 bd · 4 ba · 205 DOM

894 BUTTONWOOD DRIVE UNIT 221Sold · Apr ’26

$425,000

894 BUTTONWOOD DRIVE UNIT 221

2 bd · 2.5 ba · 1,134 sqft · $375/sqft · 9 DOM

Nearby listingSold · Mar ’26

$880,000

Nearby listing

3 bd · 2 ba · 1,258 sqft · $700/sqft

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about TROPICAL SHORE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TROPICAL SHORE WAY — before you fall in love.

See it in person

Schedule a tour

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Straight answers

TROPICAL SHORE WAY FAQs

What would the monthly payment be for TROPICAL SHORE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $508/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on TROPICAL SHORE WAY?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Myers Beach?+

At $55,000, this home is listed about 90% below the Fort Myers Beach median of $549,900. The market section on this page shows how the area is trending.

Which schools are assigned to TROPICAL SHORE WAY?+

Fort Myers Beach Elementary School (elementary), Lexington Middle School (middle), Cypress Lake High School (high), Cypress Lake Middle School (middle), South Fort Myers High School (high), Estero High School (high), Three Oaks Middle School (middle), Bonita Springs Middle Center For The Arts (middle), Bonita Springs High School (high), Fort Myers High School (high), Dunbar High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EZ CHOICE REALTY · Phil Schaeffer, III. MLS #TB8523389.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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