David Ramirez
$639,9002 bd2.5 ba2,276 sqft$281 /sqft$4,391 /mo all-in ↓

32630 NEROLI STREET, WESLEY CHAPEL, FL, 33543

Active38 days on marketListed Jun 25, 2026MLS #TB8523374

New constructionSingle Family ResidenceVALENCIA RIDGE

About this home

32630 NEROLI STREET

NEW Isabella Floorplan | Move-In Ready | Exceptional Value Welcome to the all-new Isabella floorplan, at Wesley Chapel’s premier 55+ Active Community, Valencia Ridge. Offering 2,276 square feet of thoughtfully designed living space in a beautiful private homesite setting at 32630 Neroli St., Wesley Chapel, FL 33543. Priced at $639,900, this home presents an incredible opportunity with over $21,000 in savings, including lender incentives and designer upgrades. From the moment you enter, you'll be captivated by the grand foyer featuring soaring 13-foot ceilings, leading into an expansive open-concept living area highlighted by 12-foot ceilings and abundant natural light. Elegant transom windows throughout the main living space and primary suite enhance the home's airy feel, creating a bright and inviting atmosphere perfect for both everyday living and entertaining. This stunning residence offers 2 bedrooms, 2.5 bathrooms, a private den, and a 2-car garage, all situated on a desirable homesite with a private berm view and lush landscaping. The gourmet kitchen is a true showpiece, featuring upgraded GE Profile appliances, including a counter-depth refrigerator, built-in gas cooktop, oven/microwave combination, chimney-style hood, and dishwasher. Designer finishes abound with a spacious cabinet pantry, Level 3 Preston Bright soft-close cabinetry, luxurious Carrara Mist quartz countertops, and a seamless quartz backsplash extending up the kitchen walls for a sleek, modern look. Throughout the home, you'll find upgraded 24" x 24" Tranquility Coast rectified tile in Sandcastle in all main living areas, bathrooms, and the den, complemented by upgraded carpeting in both bedrooms. The primary suite serves as a private retreat with impressive 12-foot ceilings and abundant natural light. Additional upgrades include a striking glass front entry door, upgraded HVAC system, water system pre-plumbing, and laundry room sink pre-plumbing for future convenience. As an added bonus, this home includes all appliances, FREE blinds, a lighting package, and upgraded interior paint in the popular Drift of Mist color palette. Originally priced at $661,862, this home is now offered at a discounted price of $639,900, when financing through GL Financial and closing with Nova Title, or when purchasing with cash and using Nova Title. Don't miss your chance to own this beautifully upgraded, newly designed Isabella floorplan in one of Wesley Chapel's most desirable communities. Schedule your private tour today! HOA is $349/month and will be going up to $525/month once all amenities and services are in place. Current HOA includes lawn care/landscaping maintenance, irrigation, gated entry, in-home alarm system monitoring, maintenance of common areas, and Full Time Social/Lifestyle Director Racquet Club is officially open – offering Pickleball, Tennis & Bocce with a Pro Shop & Instructors! Temp Community Center Houses are open and equipped with a full gym and a space for social activities, events, and clubs! Full time Lifestyle Director coordinates events & socials each month. 29,000 SQ FT Clubhouse is well underway with an estimated completion date of early 2027.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,276

Sqft

0.16 ac

Lot size

2

Garage

2026

Year built

One

Levels

$281

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · Solid Surface Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Natural Gas

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesWest
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

HOA fee$349/mo
Taxes (2025)$2,268/yr
PetsBreed Restrictions, Yes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Underground Utilities
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,391 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$189
HOA fee — from the listing$349
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,990
Interest rate6.00%
Loan term

Estimated payment

$4,391/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$189
HOA / condo fee$349
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs VALENCIA RIDGE

$281 vs $304

Days on market

38 vs 32 typical

Where $281/sqft sits among the 7 homes for sale in VALENCIA RIDGE

1 · this home
1
1
1
0
3
$271–281$281–292$292–302$302–312$312–322$322+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Map of 32630 NEROLI STREET

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

WESLEY CHAPEL 33543 — neighborhood snapshot

Population

37,473

Median age

38.9

Median income

$107,565

Median home value

$365,000

Avg household

2.87

Households w/ children

5,177

For the school run

Pasco County School District

ElementaryDouble Branch Elementary School★★★★★
MiddleDr. John Long Middle School★★★★
HighWiregrass Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

1 of 7

VALENCIA RIDGE have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 83% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $639,900 · 38 days on market since
2026Built · VALENCIA RIDGE

Reality check

What actually sold near 32630 NEROLI STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

32515 NEROLISold · Aug ’25

$737,689

32515 NEROLI · same community

3 bd · 2.5 ba · 2,209 sqft · $334/sqft · 0 DOM

32608 NEROLI STREETSold · Jan ’26

$654,900

32608 NEROLI STREET · same community

3 bd · 2.5 ba · 2,209 sqft · $296/sqft · 245 DOM

32586 NEROLI STREETSold · Aug ’25

$748,604

32586 NEROLI STREET · same community

3 bd · 3 ba · 2,450 sqft · $306/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 32630 NEROLI STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32630 NEROLI STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

32630 NEROLI STREET FAQs

What would the monthly payment be for 32630 NEROLI STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,391/mo — principal and interest, the actual property-tax bill, the $349/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 32630 NEROLI STREET?+

The association fee works out to $349 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 32630 NEROLI STREET?+

The most recent tax bill on record (2025) was $2,268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 32630 NEROLI STREET?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $639,900, this home is listed about 47% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 32630 NEROLI STREET?+

Double Branch Elementary School (elementary), Dr. John Long Middle School (middle), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COOPER & ASSOCIATES REALTY,INC · Douglas Cooper. MLS #TB8523374.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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