21613 SOUTHERN CHARM DRIVE UNIT DR, LAND O LAKES, FL, 34637
Active30 days on marketListed Jul 8, 2026MLS #TB8523357
About this home
21613 SOUTHERN CHARM DRIVE UNIT DR
Nestled on a premium homesite with beautiful conservation views and no rear neighbors, this impeccably maintained 2016 home offers the perfect blend of privacy, comfort, and convenience in the sought-after resort-style community of Connerton. The light-filled open floor plan features a spacious kitchen with an oversized quartz island with breakfast bar, quartz countertops, rich espresso solid wood cabinetry, and a natural gas range, all overlooking the dining and living areas for effortless everyday living and entertaining. The primary suite overlooks the conservation area and offers an exceptionally large walk-in closet and an ensuite bathroom with dual vanities and a walk-in shower. A convenient guest powder bath and an interior laundry room complete with a front-loading washer and gas dryer add to the home's thoughtful design. Additional features include a natural gas water heater, irrigation system, gutter system (2024), and the rare convenience of a private mailbox at the home rather than a community mailbox. A neighborhood park with a playground and multi-purpose field is just one block away. Located approximately 35 minutes north of Downtown Tampa with convenient access to both the Suncoast Parkway and I-75, Connerton offers an exceptional lifestyle with Club Connerton, a fitness center, resort-style pools, splash park, café, tennis, pickleball, basketball and volleyball courts, miles of scenic walking and biking trails, parks, dog parks, and direct access to the 3,000-acre Conner Preserve.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,905
Sqft
0.15 ac
Lot size
2
Garage
2016
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,331 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,331/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9%
$/sqft vs Land O Lakes actives
$210 vs $205
Days on market
30 vs 42 typical
Where $210/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34637 — neighborhood snapshot
Population
11,398
Median age
36.9
Median income
$114,328
Median home value
$385,700
Avg household
2.86
Households w/ children
1,491
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
214 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 21613 SOUTHERN CHARM DRIVE UNIT DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$330,000
8109 SEQUESTER LOOP · same community
3 bd · 2 ba · 1,882 sqft · $175/sqft · 18 DOM
Sold · Feb ’26$430,000
8000 SEQUESTER LOOP · same community
4 bd · 2 ba · 2,004 sqft · $215/sqft · 5 DOM
Sold · Apr ’26$420,000
21717 BILLOWY JAUNT DRIVE · same community
3 bd · 2 ba · 2,083 sqft · $202/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21613 SOUTHERN CHARM DRIVE UNIT DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21613 SOUTHERN CHARM DRIVE UNIT DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21613 SOUTHERN CHARM DRIVE UNIT DR FAQs
What would the monthly payment be for 21613 SOUTHERN CHARM DRIVE UNIT DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,331/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21613 SOUTHERN CHARM DRIVE UNIT DR?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21613 SOUTHERN CHARM DRIVE UNIT DR?+
The most recent tax bill on record (2025) was $6,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21613 SOUTHERN CHARM DRIVE UNIT DR?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $399,900, this home is listed about 5% below the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 21613 SOUTHERN CHARM DRIVE UNIT DR?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Tracy Wisneski. MLS #TB8523357.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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