3450 101ST TERRACE N, PINELLAS PARK, FL, 33782
Active29 days on marketListed Jun 26, 2026MLS #TB8523296
About this home
3450 101ST TERRACE N
LOCATION, LOCATION, LOCATION! This exceptional 2-bedroom, 2-bath, 1-car garage home with a versatile office/flex room is one of the most thoughtfully updated homes in The Mainlands. Designed for today's lifestyle, the completely open-concept Great Room seamlessly combines the living room, dining area, and beautifully remodeled kitchen into one bright, inviting space that's perfect for entertaining or everyday living. The bonus room, complete with elegant double French pocket doors, offers endless flexibility as a home office, guest room, craft room, or den. The stunning, light-filled kitchen has been completely redesigned with custom cabinetry, a center island, granite countertops, stainless steel appliances, soft-close drawers and doors, and abundant storage. Luxury vinyl plank flooring flows throughout the main living areas, complemented by tile flooring in both beautifully remodeled bathrooms and upgraded tall baseboards throughout the home. The spacious primary suite features a beautifully updated bath with dual vanities, a walk-in shower, and contemporary illuminated mirrors. Additional improvements include fresh interior paint, new lighting throughout, an indoor laundry room, most windows replaced, and a newer hot water heater. The roof was replaced in 2018, with the replacement and qualifying roof repairs covered by the association, providing added peace of mind. Located in the highly desirable golf community of The Mainlands, residents enjoy a golf cart-friendly lifestyle with easy access to the community golf course, clubhouse, and neighborhood amenities. Conveniently situated near shopping, dining, beautiful Gulf beaches, and both Tampa International and St. Pete-Clearwater airports, this truly move-in-ready home offers the perfect blend of style, function, and carefree Florida living. Opportunities like this don't come along often—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,600
Sqft
0.13 ac
Lot size
1
Garage
1974
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,219 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,219/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.3%
$/sqft vs MAINLANDS OF TAMARAC BY THE GULF UNIT 4 CONDO
$219 vs $221
Days on market
29 vs 42 typical
Where $219/sqft sits among the 6 homes for sale in MAINLANDS OF TAMARAC BY THE GULF UNIT 4 CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $325K
Pinellas Park median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
3 of 6
MAINLANDS OF TAMARAC BY THE GULF UNIT 4 CONDO have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 3450 101ST TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$305,000
3457 101ST TERRACE N · same community
3 bd · 2 ba · 1,562 sqft · $195/sqft · 81 DOM
Sold · Oct ’25$395,000
3490 99TH PLACE N · same community
3 bd · 2 ba · 1,649 sqft · $240/sqft · 18 DOM
Sold · Oct ’25$235,000
3605 100TH TERRACE N · same community
2 bd · 2 ba · 1,649 sqft · $143/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3450 101ST TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3450 101ST TERRACE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3450 101ST TERRACE N FAQs
What would the monthly payment be for 3450 101ST TERRACE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,219/mo — principal and interest, the actual property-tax bill, the $485/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3450 101ST TERRACE N?+
The association fee works out to $485 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3450 101ST TERRACE N?+
The most recent tax bill on record (2025) was $4,302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3450 101ST TERRACE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $350,000, this home is listed about 17% above the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3450 101ST TERRACE N?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Chip Hall, Jr. MLS #TB8523296.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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