
18843 NOBLE CASPIAN DRIVE, LUTZ, FL, 33558
Pending39 days on marketListed Jun 25, 2026MLS #TB8523177
About this home
18843 NOBLE CASPIAN DRIVE
GORGEOUS townhome that features 3 bedrooms, 2.5 baths, 1760 sq ft, 1-car garage, conservation lot and located in the gated community of Sylvan Crossing in Lutz. The Kitchen overlooks the Family Room and features 42" cabinets, granite countertops, undermount sink, recessed/pendent lights and stainless-steel appliances. The Master Bedroom is upstairs along with two other bedrooms, second full bath and a loft. Spacious Master Bedroom (13X16) with walk-in closet and a luxurious master bath with dual sinks, granite and large shower. All bedrooms are spacious with ample closet space. Laundry room is conveniently located upstairs (Washer & Dryer are also included). 17"X17" ceramic tile throughout the first floor and all bathrooms. Community is located in the Steinbrenner School District (A-Rated Schools) and minutes away from St Joe's Hospital, Veterans Expressway, Shopping and Restaurants. Rental Requirements: 1) $2,500 Monthly Rent; $2,500 Security Deposit; 12 Month Lease; No Smoking; 2) Total Monthly Income Must be at least 3 times the Monthly Rent; 3) No Evictions or Bankruptcies; 4) One small pet allowed with owner approval. Pet Fee: $350 Non-Refundable plus $30 Monthly Pet Fee. 5) $50 Application Fee for any adult over the age of 18 residing in the property; 6) $200 HOA Application Required for any adult over the age of 18; 7) RENTERS INSURANCE REQUIRED.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,816
Sqft
0.04 ac
Lot size
1
Garage
2019
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$1 vs $245
Days on market
39 vs 35 typical
Where $1/sqft sits among the 274 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
152 of 274
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 18843 NOBLE CASPIAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$369,500
18875 NOBLE CASPIAN DRIVE · same community
3 bd · 2.5 ba · 1,816 sqft · $203/sqft · 187 DOM
Sold · Sep ’25$380,000
18733 NOBLE CASPIAN DRIVE · same community
3 bd · 2.5 ba · 1,872 sqft · $203/sqft · 15 DOM
Sold · Aug ’25$400,000
18872 NOBLE CASPIAN DRIVE · same community
3 bd · 2.5 ba · 1,872 sqft · $214/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18843 NOBLE CASPIAN DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18843 NOBLE CASPIAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18843 NOBLE CASPIAN DRIVE FAQs
What would the monthly payment be for 18843 NOBLE CASPIAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 18843 NOBLE CASPIAN DRIVE?+
The listing reports pets: Breed Restrictions, Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $2,500, this home is listed about 99% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 18843 NOBLE CASPIAN DRIVE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33558 market on paper
$2,500 is 99% below the LUTZ 33558 median of $420,000, and at $1/sqft it sits under the Lutz average of $269.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE ELITE REALTY EXPERIENCE · Charles Haselton. MLS #TB8523177.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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