2450 40TH AVENUE N, ST PETERSBURG, FL, 33714
Pending49 days on marketListed Jun 25, 2026MLS #TB8523168
About this home
2450 40TH AVENUE N
This thoughtfully updated 4-bedroom, 2-bathroom home at 2450 40th Ave N offers the perfect blend of modern comfort and classic Florida living on a generously sized, fully fenced lot in a sought-after St. Petersburg neighborhood. Listed at $349,000, this 1,400-square-foot residence feels immediately welcoming, with fresh interior and exterior paint that bathes every room in natural light and a sense of calm. Step inside to discover a completely refreshed kitchen featuring updated countertops and abundant cabinetry, creating an efficient space for everything from quiet morning coffee to lively gatherings with friends. The thoughtfully designed layout provides flexible living areas, easily accommodating a formal dining space, intimate seating nook, or expansive living room that adapts to your lifestyle, whether you're relaxing after a long day or entertaining guests. Privacy and practicality shine through in the split-bedroom floor plan, while the new roof (2021) and updated HVAC system (2021/2022) deliver peace of mind for years to come. Outside, the fully fenced yard invites cherished moments, whether watching children or pets play, tending to a garden, or simply unwinding under the Florida sky. With ample outdoor space, the property holds exciting potential for future expansions or even a private pool. Conveniently positioned near local parks, excellent schools, inviting dining options, and the vibrant energy of downtown St. Pete, this home places everyday convenience and weekend adventures at your fingertips. Don't miss the opportunity to make this move-in ready gem your own.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,400
Sqft
0.13 ac
Lot size
1959
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,870 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,870/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.7%
$/sqft vs St Petersburg actives
$249 vs $327
Days on market
49 vs 57 typical
Where $249/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33714 — neighborhood snapshot
Population
20,103
Median age
40.9
Median income
$47,221
Median home value
$177,500
Avg household
2.41
Households w/ children
1,835
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
193 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2450 40TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$485,000
2310 39TH AVENUE N · same community
3 bd · 2 ba · 1,338 sqft · $362/sqft · 3 DOM
Sold · Sep ’25$195,500
2427 39TH AVENUE N · same community
2 bd · 1 ba · 720 sqft · $272/sqft · 10 DOM
Sold · Sep ’25$471,425
1901 18TH AVENUE N
3 bd · 3 ba · 1,389 sqft · $339/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2450 40TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2450 40TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2450 40TH AVENUE N FAQs
What would the monthly payment be for 2450 40TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,870/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2450 40TH AVENUE N?+
The most recent tax bill on record (2025) was $6,009. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2450 40TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $349,000, this home is listed about 19% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2450 40TH AVENUE N?+
Lealman Avenue Elementary School (elementary), Dixie M. Hollins High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Chris Reade. MLS #TB8523168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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