2616 COVE CAY DRIVE UNIT 801, CLEARWATER, FL, 33760
Pending41 days on marketListed Jun 24, 2026MLS #TB8523110
About this home
2616 COVE CAY DRIVE UNIT 801
Experience resort-style living in this beautifully furnished 2-bedroom, 2-bath corner/end-unit condo on the 8th floor of the sought-after Village I at Cove Cay. Enjoy breathtaking panoramic views of Tampa Bay and the lush Cove Cay golf course from multiple rooms, creating the perfect backdrop for everyday living. This light-filled residence offers an open and inviting floor plan with tasteful furnishings, spacious living and dining areas, and an enclosed lanai where you can relax with your morning coffee while taking in the spectacular waterfront scenery. The split-bedroom layout provides privacy for both residents and guests. The generously sized primary suite features beautiful bay views, ample closet space, and an en-suite bath, while the guest bedroom and bath offer comfortable accommodations for family and visitors. Rent includes cable TV, high-speed internet, water, sewer, trash, grounds maintenance, pool maintenance, and recreational amenities, making for truly carefree Florida living. A private laundry and storage room is conveniently located just steps from the front door. Assigned covered parking and abundant guest parking are also included. Residents of Village I enjoy exclusive access to a private recreation area featuring a heated community pool, hot tub, fitness center, sauna, billiards room, and clubhouse with a full kitchen—ideal for entertaining or social gatherings. Located within the gated Cove Cay community, residents enjoy a peaceful, resort-style setting surrounded by Tampa Bay and an executive golf course. Optional memberships are available for the Cove Cay Golf Club, while the privately owned marina offers boating and waterfront opportunities. Conveniently located near Clearwater Beach, Tampa International Airport, St. Petersburg, shopping, dining, and entertainment, this exceptional waterfront condo offers the very best of the Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,050
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$2 vs $218
Days on market
41 vs 55 typical
Where $2/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cove Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Cove Cay — neighborhood snapshot
Population
1,073
Median age
61
Median income
$62,580
Median home value
$189,303
Avg household
2
Households w/ children
28%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2616 COVE CAY DRIVE UNIT 801
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$195,000
2616 COVE CAY DRIVE UNIT 301 · same community
2 bd · 2 ba · 1,050 sqft · $186/sqft · 268 DOM
Sold · Dec ’25$135,000
2616 COVE CAY DRIVE UNIT 303 · same community
2 bd · 2 ba · 1,050 sqft · $129/sqft · 8 DOM
Sold · Aug ’25$215,000
2616 COVE CAY DRIVE UNIT 803 · same community
2 bd · 2 ba · 1,050 sqft · $205/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2616 COVE CAY DRIVE UNIT 801 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2616 COVE CAY DRIVE UNIT 801 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2616 COVE CAY DRIVE UNIT 801 FAQs
What would the monthly payment be for 2616 COVE CAY DRIVE UNIT 801?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2616 COVE CAY DRIVE UNIT 801?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $2,200, this home is listed about 99% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2616 COVE CAY DRIVE UNIT 801?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SADLER SUNCOAST REALTY · Stephanie Sadler. MLS #TB8523110.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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