
5828 WINDBREAK COURT, APOLLO BEACH, FL, 33572
Active30 days on marketListed Jun 25, 2026MLS #TB8523071
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Upcoming open house
Sat, Jul 25
12:00 PM – 2:00 PM
About this home
5828 WINDBREAK COURT
Experience the active lifestyle at Regency at Waterset, the only 55+ low-maintenance neighborhood within the established Waterset master-planned community in Apollo Beach. This exclusive gated enclave offers resort-style amenities reserved for Regency residents, creating the perfect setting for recreation, relaxation, and social connection. Built in late 2024 by Toll Brothers, this Tern floor plan with the sought-after Modern Ranch elevation offers 3 bedrooms, 2 bathrooms, a 2-car garage, and 1,805 sq. ft. of living space. Designed for both everyday living and entertaining, the open-concept seamlessly connects the spacious living room, dining area, and gourmet kitchen that showcases shaker-style cabinetry, Quartz countertops, a timeless backsplash, a built-in wall oven/microwave, and a GAS cooktop. A large center island with bar seating serves as the heart of the home, provides casual dining and a gathering space. The outdoor living space has been thoughtfully enhanced beyond the original builder design to create a backyard retreat. From the screened lanai with retractable privacy shades to the expanded brick paver patio, every detail has been carefully designed for year-round Florida living. Custom enhancements include a decorative retaining wall with raised landscape beds, lush colorful and tropical landscaping, a soothing water feature, and serene water views that create a private setting for relaxing or entertaining. The thoughtfully designed split floor plan places the spacious primary suite at the rear of the home, offering added privacy and peaceful backyard and pond views. The primary suite features a luxurious en-suite bathroom with dual sinks, Quartz countertops, an oversized frameless glass walk-in shower with a built-in bench, a separate water closet, and a spacious walk-in closet with custom organization. Two generously sized secondary bedrooms provide comfortable accommodations for guests while offering the flexibility for dual use as a home office, hobby room, den and more! The full guest bathroom continues the home's stylish design with shaker style cabinetry, Quartz countertop, and has a tub/shower combination. The interior laundry room offers upper storage shelving, workspace, and a full-size washer and dryer. Additional features include newly installed laminate flooring over the existing tile, a retractable screen door, vented microwave, tray ceilings, recessed lighting, updated ceiling fans, epoxy-coated garage floor, and remaining transferable builder structural/mechanical warranties, along with applicable manufacturer warranties and the golf cart is available for purchase. Residents enjoy exclusive access to The Cove, a 14,800-square-foot amenity center featuring a resort-style pool and spa, state-of-the-art fitness center with yoga studio, game room, pavilion with grill and bar, pickleball, tennis, and bocce courts, a dog park, walking trails, and a full calendar of clubs and activities curated by the on-site Lifestyle Director. This comunity allows for 6 month rentals and is PET FRIENDLY with no weight limitations! The low quarterly fee includes high-speed internet, cable TV, lawn maintenance, exterior painting, and roof repair/maintenance and replacement providing a truly low-maintenance lifestyle in a non flood zone location and FHA, VA, Conventional Financing Welcome!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,805
Sqft
0.1 ac
Lot size
2
Garage
2024
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,844 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,844/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs WATERSET WOLF CRK PH B
$216 vs $278
Days on market
30 vs 56 typical
Where $216/sqft sits among the 6 homes for sale in WATERSET WOLF CRK PH B
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Waterset — neighborhood snapshot
Population
6,572
Median age
36
Median income
$121,993
Median home value
$425,364
Avg household
3
Households w/ children
975
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
0 of 6
WATERSET WOLF CRK PH B have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5828 WINDBREAK COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$345,000
5867 WINDBREAK COURT · same community
3 bd · 2 ba · 1,618 sqft · $213/sqft · 0 DOM
Sold · Nov ’25$481,495
5154 CREEK SAND DRIVE
3 bd · 2 ba · 1,800 sqft · $267/sqft · 0 DOM
Sold · Mar ’26$340,000
5402 AMARYLLIS GARDEN STREET
4 bd · 2 ba · 1,841 sqft · $185/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5828 WINDBREAK COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5828 WINDBREAK COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5828 WINDBREAK COURT FAQs
What would the monthly payment be for 5828 WINDBREAK COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,844/mo — principal and interest, the actual property-tax bill, the $463/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5828 WINDBREAK COURT?+
The association fee works out to $463 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5828 WINDBREAK COURT?+
The most recent tax bill on record (2025) was $9,043. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5828 WINDBREAK COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $389,900, this home is listed about 20% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5828 WINDBREAK COURT?+
Lennard High School (high), Doby Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$389,900 is 13% below the APOLLO BEACH 33572 median of $450,000, and at $216/sqft it sits under the Apollo Beach average of $266.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $409,900, now $389,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTER · Debra Valdes. MLS #TB8523071.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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