David Ramirez

14356 BLACK LAKE ROAD, ODESSA, FL, 33556

Active43 days on marketListed Jun 25, 2026MLS #TB8523051

Priced 62% below the ODESSA 33556 medianASHLEY LAKES PH 1

About this home

14356 BLACK LAKE ROAD

Auction Property. Incredible 9.03 acre (MOL) Pasco County Development Opportunity. Raw vacant land zoned MPUD (Master Planned Unit Development) in the burgeoning Starkey-area suburban corridor on the northern boundary of the greater Tampa Bay region. Best utilized as an institutional-grade commercial and/or high-density residential development site. Boasting 653 feet of frontage on Black Lake Road, this high-visibility vacant lot provides near-immediate access to the highly trafficked State Road 54 corridor (49,000 AADT per FDOT) and sits just over two miles from FL-589 (Suncoast Parkway/Veterans Expressway), and just over 20 minutes to Tampa International Airport. Future Land Use indicates approximately 3 acres designated as RES-6 and 6 acres designated ROR (Retail, Office, Residential), providing excellent flexibility for mixed-use, retail, office, or clustered residential development. Pasco County FLUM shows primarily Upland Areas as ROR. The site features an estimated 1 to 3 buildable upland acres, with approximately 6 acres contiguous wetlands (FLUCCS 6150) potentially offering valuable environmental offsets. Part of the Ashley Lakes MPUD, this parcel is positioned favorably near the premier Asturia master-planned community, and just minutes from Starkey Ranch and Bexley; heavy surrounding infrastructure anchors include Starkey Ranch Town Square (Publix), Shoppes at Trinity Lakes, and TGH Urgent Care. CRITICAL TRADE AREA METRICS: Local Odessa trade area features affluent median household income of $117,806, with 49.1 percent of area adults holding a bachelors degree or higher, creating exceptional local discretionary purchasing power. PROPERTY VALUE AND HOUSING FOOTPRINT: Immediate submarket median home values stand at $497,100, driven by high regional housing demand and continuous luxury neighborhood expansions. REGIONAL POPULATION AND SYSTEMIC GROWTH: Pasco County ranks as one of the fastest-growing regions in the state, expanding 36.3 percent over the last decade with an estimated 2026 county population of 692,842 and a robust annual growth rate averaging between 2.7 and 3.6 percent. SUBMARKET DENSITY AND TRAFFIC: The localized population density registers at an established 1,506 people per square mile. Sold As-Is, no financing contingency or feasibility/inspection contingencies. While information deemed reliable, buyers should independently verify all zoning, buildability, and permitting with Pasco County prior to bidding. Parcel No.: 26-26-17-0000-00300-0000 Address is representative only, no address currently assigned. *List Price is Recommended Opening Bid* Buyers Premium greater of 3% or $20k. BIDS OPEN 08/13/2026 and **FINAL BIDS DUE 08/25/2026**. All buyers must REGISTER TO BID; Please contact agent for full auction terms.

Facts & features

The home at a glance

9.03 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesNorth

Community & fees

Taxes (2025)$1,914/yr

Utilities & systems

UtilitiesElectricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,895 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property tax — 2025 actual bill$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,715
Interest rate6.00%
Loan term

Estimated payment

$1,895/mo

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Odessa

Map of 14356 BLACK LAKE ROAD

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$725K$717K

Odessa median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $249,000 · 43 days on market since

Reality check

What actually sold near 14356 BLACK LAKE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1835 BEACHWAY LANESold · Sep ’25

$280,000

1835 BEACHWAY LANE

2 bd · 1 ba · 704 sqft · $398/sqft · 13 DOM

14935 OGDEN LOOPSold · Oct ’25

$192,000

14935 OGDEN LOOP

3 bd · 1 ba · 1,223 sqft · $157/sqft · 52 DOM

1347 OSCEOLA HOLLOW ROADSold · Dec ’25

$410,000

1347 OSCEOLA HOLLOW ROAD

3 bd · 2 ba · 1,270 sqft · $323/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14356 BLACK LAKE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14356 BLACK LAKE ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

14356 BLACK LAKE ROAD FAQs

What would the monthly payment be for 14356 BLACK LAKE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,895/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14356 BLACK LAKE ROAD?+

The most recent tax bill on record (2025) was $1,914. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Odessa?+

At $249,000, this home is listed about 65% below the Odessa median of $705,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14356 BLACK LAKE ROAD?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ODESSA 33556 market on paper

$249,000 is 62% below the ODESSA 33556 median of $664,000.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ALLEN COLLINS REALTY INC · Nathaniel Griffin, PA. MLS #TB8523051.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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