
5778 SW 82ND TERRACE ROAD, OCALA, FL, 34481
Active37 days on marketListed Jun 30, 2026MLS #TB8523028
About this home
5778 SW 82ND TERRACE ROAD
Under Construction. Enjoy all the benefits of a new construction home in the serene setting of Ocala, FL's horse country, with an age-restricted, fully amenitized lifestyle at Del Webb Stone Creek. This is the active adult community you've been looking for, with amenities that include an 18-hole championship golf course, a full restaurant and bar, indoor and outdoor pools, sports courts, and so much more. Our sprawling amenities, clubs, and classes will fill your retirement days with activities to make new friends and memories. The 2-bedroom, 2.5-bath Prestige home design is full of useful spaces thoughtfully designed with privacy, convenience, and versatility in mind. This open-concept plan features a gourmet kitchen, designer finishes, and an extended covered lanai. The kitchen has a large island perfect for meal prep and casual dining, stainless single bowl sink, white cabinets and 3cm quartz countertops, 3”x12” tiled backsplash, a walk-in pantry, and KitchenAid stainless steel appliances, dishwasher, microwave, and range. The Owner’s bath has a walk-in shower, white cabinets with dual sinks and quartz countertops. The Owner’s suite is in the rear of the home for privacy and includes an oversized walk-in closet with a pass-through door to the laundry room. The secondary bedroom has a private full bath and walk-in closet and there’s also a versatile enclosed flex room, a convenient laundry room with built-in cabinets, an additional storage closet, a powder room and 2-car garage with 4’ extension. There is luxury vinyl plank flooring in the main living areas, flex room, and bedrooms and 12”x24” tile flooring in the baths and laundry room. This home also includes a floor outlet in the gathering room, tray ceiling in the gathering room, flex room and owner’s suite, 8’ interior doors, brushed nickel lighting and hardware, upgraded baseboards and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,080
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,454 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,454/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs Ocala actives
$223 vs $187
Days on market
37 vs 49 typical
Where $223/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5778 SW 82ND TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$439,200
8372 SW 58TH LOOP · same community
2 bd · 2.5 ba · 2,080 sqft · $211/sqft · 15 DOM
Sold · Jun ’26$449,450
8360 SW 58TH LOOP · same community
2 bd · 2 ba · 1,948 sqft · $231/sqft · 240 DOM
Sold · Feb ’26$487,060
5939 SW 82ND TERRACE ROAD · same community
2 bd · 2.5 ba · 2,269 sqft · $215/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5778 SW 82ND TERRACE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5778 SW 82ND TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5778 SW 82ND TERRACE ROAD FAQs
What would the monthly payment be for 5778 SW 82ND TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,454/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5778 SW 82ND TERRACE ROAD?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5778 SW 82ND TERRACE ROAD?+
The most recent tax bill on record (2025) was $529. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5778 SW 82ND TERRACE ROAD?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $462,950, this home is listed about 55% above the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 5778 SW 82ND TERRACE ROAD?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PULTE REALTY OF WEST FLORIDA LLC · Jacque Gendron. MLS #TB8523028.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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