David Ramirez
$2,790,0006 bd5.5 ba5,320 sqft$524 /sqft$17,730 /mo all-in ↓

234 ACADIA TERRACE, CELEBRATION, FL, 34747

Active25 days on marketListed Jun 29, 2026MLS #TB8523009

Private poolSingle Family ResidenceCELEBRATION NORTH VILLAGE UNIT 2

About this home

234 ACADIA TERRACE

You found it! The most elegant estate home on one of the only oversized lots in Celebration, Florida. Updates: 2022 tile roof, 2026 fresh interior paint and 2022 exterior, 2 ACs replaced in the last 4 years, 2023 pool heater, 2023 microwave and built-in oven, 2023 washer and dryer included, and a 2023 security system with Eagle Eye cameras. A builder's privately owned, block-constructed estate home set on one of the most desired oversized lots in the Acadias, with unmatched views of the Celebration Golf Course between the 12th and 13th fairways. The builder positioned the home for privacy - backyard views are all golf, pool and green. A custom wood door welcomes you into a grand foyer with quality and detail throughout: marble floors, a downstairs primary suite with dual walk-in closets, a real wood-burning fireplace, and beams from a barn in Vermont. Additional bedrooms include two large suites downstairs, two bedrooms upstairs, and an oversized in-law suite. The chef's kitchen features professional-grade appliances, a large center island, imported mosaic tile, and stunning stone surfaces. Through the French doors, the private backyard is an oasis with an oversized pool and soothing water features, a huge covered lanai with warm wood ceiling details, large garden and yard areas, and endless views across the golf course to a wilderness area (no rear neighbors). One of the only lots with room for an addition. Schedule your showing today!

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

5,320

Sqft

0.43 ac

Lot size

3

Garage

2001

Year built

Multi/Split

Levels

$524

Per sqft

Private poolFireplaceGolf Course & Pool viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Travertine · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Range Hood · Washer · Water Purifier
InteriorCoffered Ceiling(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewGolf Course · Pool
FacesSouthwest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level · Guest · On Street
ExteriorBalcony · French Doors · Garden · Irrigation System · Lighting · Outdoor Shower · Private Mailbox · Rain Gutters · Sidewalk · Storage

Community & fees

HOA fee$12/mo
Taxes (2025)$17,480/yr
PetsYes
CommunityAssociation Recreation - Owned · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Golf · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Propane · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$17,730 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,055
PMI (est., until 20% equity)$1,046
Property tax — 2025 actual bill$1,457
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $279,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $279,000
Interest rate6.00%
Loan term

Estimated payment

$17,730/mo

Principal & interest$15,055
PMI (est., until 20% equity)$1,046
Property taxes (actual bill)$1,457
HOA / condo fee$12
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.8M
$1.9MedgeAI estimate $2,287,265 · range $2.0M$2.3M$2.9M

vs edgeAI estimate

+22%

$/sqft vs Celebration actives

$524 vs $346

Days on market

25 vs 48 typical

Where $524/sqft sits among the 72 Celebration actives

9
19
17
14
6
7 · this home
$210–262$262–315$315–367$367–420$420–472$472+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Celebration

Map of 234 ACADIA TERRACE

Drive times from this address

Walt Disney World12 min
Universal Orlando22 min
Orlando Int’l Airport (MCO)28 min
Downtown Orlando28 min
Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Celebration. See the full Celebration guide →

CELEBRATION 34747 — neighborhood snapshot

Population

27,422

Median age

37.5

Median income

$83,141

Median home value

$455,600

Avg household

2.6

Households w/ children

2,599

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Celebration market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$618K$686K

Celebration median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

41 of 72

Celebration actives have cut their price

Median sold price, Celebration, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 598% above the CELEBRATION 34747 median. See the full Celebration market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $2,790,000 · 25 days on market since
2001Built · CELEBRATION NORTH VILLAGE UNIT 2

Reality check

What actually sold near 234 ACADIA TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

222 ACADIA TERRACESold · Feb ’26

$2,425,000

222 ACADIA TERRACE · same community

6 bd · 6.5 ba · 5,805 sqft · $418/sqft · 110 DOM

236 ACADIA TERRACESold · Aug ’25

$2,220,000

236 ACADIA TERRACE · same community

6 bd · 4.5 ba · 6,700 sqft · $331/sqft · 72 DOM

416 ARBOR CIRCLESold · Apr ’26

$2,150,000

416 ARBOR CIRCLE

6 bd · 5 ba · 5,266 sqft · $408/sqft · 97 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 234 ACADIA TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 234 ACADIA TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

234 ACADIA TERRACE FAQs

What would the monthly payment be for 234 ACADIA TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,730/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 234 ACADIA TERRACE?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 234 ACADIA TERRACE?+

The most recent tax bill on record (2025) was $17,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 234 ACADIA TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Celebration?+

At $2,790,000, this home is listed about 389% above the Celebration median of $570,945. The market section on this page shows how the area is trending.

Which schools are assigned to 234 ACADIA TERRACE?+

Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of JACK KELLER INC · John Keller. MLS #TB8523009.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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234 ACADIA TERRACE, CELEBRATION, FL — 6 Bed, 5.5 Bath — $2,790,000 | CENTURY 21 Edge