6812 RIDGE TOP DRIVE, NEW PORT RICHEY, FL, 34655
Active10 days on marketListed Jul 31, 2026MLS #TB8522973
About this home
6812 RIDGE TOP DRIVE
Escape the constraints of subdivision living and step into your dream country lifestyle with this exceptional 2.97-acre ranchette offering the perfect blend of country privacy with close, modern convenience and absolutely no HOA restrictions. Bring your horses, chickens, dogs, and recreational toys to this secluded, private estate featuring a dedicated dog run, a 3-stall horse barn and chicken coup with water and electric, tack shed and several other outbuildings. Outside, this serene, park-like setting features a wide-open, yet private back yard with an expansive garden area complete with an integrated irrigation system and potting shed to cultivate a true farm-to-table lifestyle. Relax on the private covered deck with your morning coffee or watch a sunset with your favorite beverage. This move-in-ready home shines with brand-new exterior and interior paint, and features a highly versatile floor plan boasting three bedrooms plus an additional flex room perfect for a home office. The cozy living space is centered around a classic wood-burning fireplace, while the chef’s kitchen is beautifully upgraded with premium granite counter tops that look directly out over the massive backyard. The luxurious primary suite serves as a private retreat with a massive walk-in closet and a spacious walk-in shower, while the unique third bedroom comes impressively equipped with custom built-ins and its own mini bar with built-in wine fridge. Meticulously maintained for ultimate peace of mind, the property features a new roof, a full-house water filtration system, Reverse Osmosis drinking water filter, recent septic tank clean-out and inspection, a newer lift station pump, and a central A/C system that is only eight years old, all backed by a recent, completely clean 4-point inspection report that is already on file for a smooth transaction. ??Whether you’re looking to build a hobby farm or simply want a quiet, private space to escape the crowds and enjoy nature, this property delivers it all within minutes of shopping and restaurants. Schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,062
Sqft
2.97 ac
Lot size
2
Garage
1987
Year built
One
Levels
$339
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,719 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,719/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+63.7%
$/sqft vs OAK RIDGE
$339 vs $234
Days on market
10 vs 51 typical
Where $339/sqft sits among the 12 homes for sale in OAK RIDGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
47,696
Median age
45.7
Median income
$85,107
Median home value
$353,000
Avg household
2.53
Households w/ children
5,515
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
8 of 12
OAK RIDGE have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 119% above the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 6812 RIDGE TOP DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$574,700
6906 COLLINGSWOOD COURT · same community
3 bd · 2 ba · 2,044 sqft · $281/sqft · 0 DOM
Sold · Jan ’26$595,000
441 47TH STREET N · same community
3 bd · 2 ba · 1,916 sqft · $311/sqft · 48 DOM
Sold · Nov ’25$265,000
6147 N WHISPERING OAK LOOP · same community
3 bd · 2 ba · 2,257 sqft · $117/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6812 RIDGE TOP DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6812 RIDGE TOP DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6812 RIDGE TOP DRIVE FAQs
What would the monthly payment be for 6812 RIDGE TOP DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,719/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6812 RIDGE TOP DRIVE?+
The most recent tax bill on record (2025) was $6,240. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $699,900, this home is listed about 150% above the New Port Richey median of $280,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6812 RIDGE TOP DRIVE?+
Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,900 runs 119% above the NEW PORT RICHEY 34655 median — but at 2,062 sqft it's also 50% larger than the typical New Port Richey listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $725,000, now $699,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Shawna Liotine. MLS #TB8522973.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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