868 N OSCEOLA AVENUE, CLEARWATER, FL, 33755
Active43 days on marketListed Jun 26, 2026MLS #TB8522953
About this home
868 N OSCEOLA AVENUE
Experience elevated waterfront living in this stunning new construction luxury townhome overlooking the marina in an exclusive gated enclave of just eight residences. This exceptional end unit offers four levels of sophisticated living, connected by a private elevator and crowned by an extraordinary rooftop entertainment space with breathtaking panoramic views of the water and marina that become even more spectacular after sunset. The first level features an oversized two-car garage, an expansive storage area, and private access to the marina, where boat slips with lifts are available for rent—perfect for embracing the Florida boating lifestyle. Ideally located just minutes from Downtown Clearwater, premier dining, shopping, and America's #1 Beach, you'll also enjoy easy access by boat to nearby islands, waterfront restaurants, and the Gulf. A dramatic floating staircase welcomes you to the main living level, where an open-concept design showcases sweeping water views, soaring tray ceilings, designer lighting, expansive balcony and exceptional finishes throughout. The gourmet kitchen is thoughtfully appointed with premium stainless steel appliances, a gas range, abundant custom cabinetry, island, and generous storage, making it ideal for entertaining. This level also includes a large guest suite with a walk-in closet and convenient access to a beautifully appointed full bath featuring a jetted tub. The third floor is dedicated to comfort and privacy, highlighted by an expansive primary suite with its own private waterfront balcony, dual walk-in closets, and a luxurious spa-inspired ensuite bath. An additional guest bedroom with a private bath and a conveniently located laundry room complete this level. The fourth floor is the ultimate entertainment destination, featuring a spacious gathering room, kitchenette, and accordion glass doors that seamlessly open to an impressive 475-square-foot rooftop terrace. Complete with a custom outdoor BBQ kitchen, this incredible outdoor living space is the perfect setting for sunset dinners, cocktails with friends, or watching your favorite game or movie while enjoying panoramic marina views. As a premium end unit, this residence offers additional windows that flood the home with natural light and maximize the spectacular water views. Additional features include electric shades, hurricane-impact windows and doors, designer finishes, and luxury craftsmanship throughout. This is a rare opportunity to own an exceptional waterfront residence that perfectly blends contemporary design, effortless indoor-outdoor living, and an unbeatable Clearwater location.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,341
Sqft
0.25 ac
Lot size
2
Garage
2025
Year built
Three Or More
Levels
$554
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,769 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,769/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$554 vs $227
Days on market
43 vs 55 typical
Where $554/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $307K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 407% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 868 N OSCEOLA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,450,000
331 CLEVELAND STREET UNIT 1204
3 bd · 2.5 ba · 2,425 sqft · $598/sqft · 12 DOM
Sold · Jun ’26$1,695,000
331 CLEVELAND STREET UNIT 1504
3 bd · 2.5 ba · 2,425 sqft · $699/sqft · 1 DOM
Sold · May ’26$725,000
55 ROGERS STREET UNIT 404
2 bd · 2 ba · 2,170 sqft · $334/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 868 N OSCEOLA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 868 N OSCEOLA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
868 N OSCEOLA AVENUE FAQs
What would the monthly payment be for 868 N OSCEOLA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,769/mo — principal and interest, the actual property-tax bill, the $1,200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 868 N OSCEOLA AVENUE?+
The association fee works out to $1,200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 868 N OSCEOLA AVENUE?+
The most recent tax bill on record (2025) was $8,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 868 N OSCEOLA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,850,000, this home is listed about 573% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 868 N OSCEOLA AVENUE?+
Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,850,000 runs 407% above the CLEARWATER 33755 median — but at 3,341 sqft it's also nearly 3 times the size of the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,200/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS BELLEAIR · Chris Stivers. MLS #TB8522953.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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