2296 MIDNIGHT PEARL DRIVE, SARASOTA, FL, 34240
Active39 days on marketListed Jun 25, 2026MLS #TB8522844
About this home
2296 MIDNIGHT PEARL DRIVE
Skip the wait and expense of new construction. This beautifully upgraded, move-in-ready Coral floor plan offers all the benefits of a newer home, with premium finishes already in place. Built by D.R. Horton in 2019, this spacious 4-bedroom, 3-bath home with a second living area, a dedicated office/flex room, and 2,756 square feet sits on one of Bay Landing's most desirable preserve lots, offering exceptional privacy with no rear neighbors. The bright, open-concept design features upgraded flooring throughout, high ceilings, abundant natural light, a chef-inspired kitchen with stainless steel appliances, generous cabinetry, and a large center island perfect for entertaining. Upstairs, the expansive primary suite includes a walk-in closet and oversized en-suite bath, while three additional bedrooms and an upstairs laundry room provide flexibility and convenience. Relax year-round on the screened lanai overlooking the peaceful wooded preserve, and enjoy the professionally finished epoxy garage floor, concrete block construction, and energy-efficient design. Bay Landing residents enjoy a resort-style pool, fitness center, clubhouse, dog park, playground, low HOA fees, and no CDD, all just minutes from I-75, UTC Mall, Lakewood Ranch, downtown Sarasota, SRQ Airport, world-famous Gulf Coast beaches, shopping, dining, and top-rated schools. Better than new and meticulously maintained, this home offers the upgrades, location, and lifestyle today's buyers are looking for.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,756
Sqft
0.15 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,005 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,005/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.7%
$/sqft vs Sarasota actives
$214 vs $343
Days on market
39 vs 58 typical
Where $214/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34240 — neighborhood snapshot
Population
16,356
Median age
51.4
Median income
$126,048
Median home value
$622,100
Avg household
2.55
Households w/ children
1,604
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
153 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the SARASOTA 34240 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 2296 MIDNIGHT PEARL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$460,000
2272 MIDNIGHT PEARL DRIVE · same community
5 bd · 3 ba · 2,198 sqft · $209/sqft · 14 DOM
Sold · May ’26$471,000
2288 MIDNIGHT PEARL DRIVE · same community
3 bd · 2 ba · 1,845 sqft · $255/sqft · 27 DOM
Sold · Jun ’26$342,500
2447 MIDNIGHT PEARL DRIVE · same community
3 bd · 2.5 ba · 1,808 sqft · $189/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2296 MIDNIGHT PEARL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2296 MIDNIGHT PEARL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2296 MIDNIGHT PEARL DRIVE FAQs
What would the monthly payment be for 2296 MIDNIGHT PEARL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,005/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2296 MIDNIGHT PEARL DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2296 MIDNIGHT PEARL DRIVE?+
The most recent tax bill on record (2025) was $3,794. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2296 MIDNIGHT PEARL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $589,900, this home is listed about 3% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2296 MIDNIGHT PEARL DRIVE?+
Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SARASOTA 34240 market on paper
$589,900 is 5% below the SARASOTA 34240 median of $622,500, and at $214/sqft it sits under the Sarasota average of $496.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $599,500, now $589,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8522844.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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