1112 SEAGRAPE DRIVE, RUSKIN, FL, 33570
Active22 days on marketListed Jun 29, 2026MLS #TB8522802
About this home
1112 SEAGRAPE DRIVE
Welcome to waterfront living in the highly desirable Southshore Yacht Club at Little Harbor! This beautifully maintained 3-bedroom, 2.5-bath residence features a spacious loft and 2-car garage with Tesla charger. Positioned on a premium waterfront homesite, this property built in 2024 enjoys peaceful canal views and direct access to Tampa Bay, creating an exceptional opportunity for those seeking the Florida boating lifestyle. The open-concept floor plan is filled with natural light and features a spacious kitchen overlooking the living and dining areas, making it perfect for entertaining. Upstairs, the generous owner's suite offers water views, while the loft provides flexible space for a second living area, media room, or playroom. Enjoy relaxing waterfront views from the lanai and fully fenced backyard. For boating enthusiasts, waterfront homes in the community are permitted for private docks and boat lifts. Built with impact-rated windows and sliding glass doors, this home offers modern construction and peace of mind. A major advantage is the exceptionally low flood insurance premium, reflecting the home's newer construction standards and resilient design. Residents enjoy resort-style amenities including a waterfront clubhouse, marina, heated pool, fitness center, pickleball courts, walking trails, and waterfront dining. Conveniently located near Tampa, St. Petersburg, Sarasota, shopping, dining, and Gulf Coast beaches.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,447
Sqft
0.11 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$398
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,003 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,003/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+62.3%
$/sqft vs Ruskin actives
$398 vs $180
Days on market
22 vs 51 typical
Where $398/sqft sits among the 289 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
161 of 289
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1112 SEAGRAPE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$900,000
1128 SEAGRAPE DRIVE · same community
4 bd · 3.5 ba · 2,913 sqft · $309/sqft · 32 DOM
Sold · Mar ’26$579,000
821 WHITE HERON BOULEVARD
3 bd · 2 ba · 2,433 sqft · $238/sqft · 26 DOM
Sold · Jun ’26$368,500
319 19TH STREET NW
4 bd · 3 ba · 2,472 sqft · $149/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1112 SEAGRAPE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1112 SEAGRAPE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1112 SEAGRAPE DRIVE FAQs
What would the monthly payment be for 1112 SEAGRAPE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,003/mo — principal and interest, the actual property-tax bill, the $315/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1112 SEAGRAPE DRIVE?+
The association fee works out to $315 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1112 SEAGRAPE DRIVE?+
The most recent tax bill on record (2025) was $10,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1112 SEAGRAPE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $975,000, this home is listed about 179% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 1112 SEAGRAPE DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SCOTT & FAULK INTERVEST REALTY · Marcus Scott. MLS #TB8522802.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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