12706 N 53RD STREET, TAMPA, FL, 33617
Active39 days on marketListed Jun 29, 2026MLS #TB8522668
About this home
12706 N 53RD STREET
Rare opportunity to acquire an oversized 0.84-acre parcel in Temple Terrace with no HOA. Whether you're planning a full rehab, custom home, redevelopment project, or land investment, this property offers exceptional potential in an established neighborhood. The existing residence includes a converted garage, fireplace, indoor laundry room, and an in-ground pool, but the home is in poor condition and will require extensive work. The roof and HVAC system are approximately 15 years old. Cash buyers and investors are encouraged to explore the possibilities this unique property offers, conveniently located near USF, Busch Gardens, Lettuce Lake Park, shopping, dining, and major roadways.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,727
Sqft
0.84 ac
Lot size
1971
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,764 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,764/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7%
$/sqft vs UNPLATTED
$231 vs $301
Days on market
39 vs 40 typical
Where $231/sqft sits among the 184 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
97 of 184
UNPLATTED have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the Tampa median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12706 N 53RD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$398,000
16409 LAKE BYRD DRIVE · same community
3 bd · 2 ba · 1,695 sqft · $235/sqft · 6 DOM
Sold · Dec ’25$275,000
11223 SLIGH AVENUE · same community
3 bd · 2 ba · 1,620 sqft · $170/sqft · 448 DOM
Sold · Dec ’25$400,000
807 SEABREEZE DRIVE · same community
2 bd · 2 ba · 1,618 sqft · $247/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12706 N 53RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12706 N 53RD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12706 N 53RD STREET FAQs
What would the monthly payment be for 12706 N 53RD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,764/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12706 N 53RD STREET?+
The most recent tax bill on record (2025) was $941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $399,000, this home is listed about 11% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of FL PREMIER REALTY · Souad Mansour. MLS #TB8522668.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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