4209 FOGCUTTER COURT UNIT 4209, TAMPA, FL, 33615
Active55 days on marketListed Jun 24, 2026MLS #TB8522663
About this home
4209 FOGCUTTER COURT UNIT 4209
Welcome to Spinnaker cove- a rare waterfront community in the upper Tampa Bay. This cute 2 bed 2 bath condo offers a waterfront living and yet convenient location not far from Tampa International Airport, Shopping and dining. This unit has marble tile floors downstairs in the living areas. Stainless steel appliances and Granite in the kitchen. Both Bathrooms have tile floors and granite counter tops. Step out of the back sliders onto a brick pavered patio with plenty of room for entertaining and grilling out in the evenings after a long day at work. Then you can walk through the back yard to the water to your very own deeded Dock slip and 10,000lb lift for your water craft. Dont miss out on a great opportunity to live on the water just minutes from Tampa Bays open waters-ideal for weekend adventures on the water.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,352
Sqft
0.02 ac
Lot size
1977
Year built
Two
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.3%
$/sqft vs Tampa actives
$263 vs $300
Days on market
55 vs 42 typical
Where $263/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33615 — neighborhood snapshot
Population
48,122
Median age
39.1
Median income
$66,257
Median home value
$291,500
Avg household
2.53
Households w/ children
5,459
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $441K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
231 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4209 FOGCUTTER COURT UNIT 4209
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$360,000
4306 HARBOR HOUSE DRIVE · same community
2 bd · 2 ba · 1,352 sqft · $266/sqft · 25 DOM
Sold · Oct ’25$415,000
4214 HARBOR HOUSE DRIVE · same community
2 bd · 2 ba · 1,139 sqft · $364/sqft · 95 DOM
Sold · Nov ’25$205,000
4202 HARBOR HOUSE DRIVE UNIT 24 · same community
2 bd · 1.5 ba · 1,139 sqft · $180/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4209 FOGCUTTER COURT UNIT 4209 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4209 FOGCUTTER COURT UNIT 4209 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4209 FOGCUTTER COURT UNIT 4209 FAQs
What would the monthly payment be for 4209 FOGCUTTER COURT UNIT 4209?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,788/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4209 FOGCUTTER COURT UNIT 4209?+
The most recent tax bill on record (2025) was $4,571. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4209 FOGCUTTER COURT UNIT 4209?+
The listing reports pets: Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $355,000, this home is listed about 21% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4209 FOGCUTTER COURT UNIT 4209?+
Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RMS ELITE PROPERTIES · Steve Grove. MLS #TB8522663.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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