1274 NAVIGATOR ROAD, PUNTA GORDA, FL, 33983
Active32 days on marketListed Jun 23, 2026MLS #TB8522612
About this home
1274 NAVIGATOR ROAD
Discover the possibilities with this spacious 0.53-acre corner lot in Punta Gorda, offering an impressive 294.23 feet of road frontage and plenty of flexibility for your future homesite or investment opportunity. Enjoy the charm of Southwest Florida living with easy access to boating, fishing, golf, shopping, and waterfront dining. Spend your weekends exploring Fishermen's Village, strolling along the scenic Harborwalk, relaxing at Gilchrist Park, or enjoying the beaches, nature trails, and wildlife experiences that make Punta Gorda such a sought-after destination. With nearby access to Charlotte Harbor, historic downtown Punta Gorda, restaurants, marinas, and endless outdoor recreation, this oversized corner parcel offers the perfect blend of space, convenience, and the laid-back Florida lifestyle.
Facts & features
The home at a glance
0.53 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$652 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$652/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1274 NAVIGATOR ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$285,000
25388 PANACHE LANE · same community
2 bd · 2 ba · 1,190 sqft · $239/sqft · 33 DOM
Sold · Jan ’26$215,000
2260 OBERON LANE · same community
2 bd · 2 ba · 1,452 sqft · $148/sqft · 8 DOM
Sold · Jan ’26$189,000
2436 NUREMBERG BOULEVARD · same community
3 bd · 2 ba · 1,526 sqft · $124/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1274 NAVIGATOR ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1274 NAVIGATOR ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1274 NAVIGATOR ROAD FAQs
What would the monthly payment be for 1274 NAVIGATOR ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $652/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1274 NAVIGATOR ROAD?+
The most recent tax bill on record (2025) was $1,724. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $55,000, this home is listed about 84% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 1274 NAVIGATOR ROAD?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33983 market on paper
$55,000 is 24% below the PUNTA GORDA 33983 median of $72,500.
02Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $57,000, now $55,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOP BROKERAGE, LLC · Tony Giglio. MLS #TB8522612.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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