3944 LEMA DRIVE, SPRING HILL, FL, 34609
Active28 days on marketListed Jun 25, 2026MLS #TB8522557
About this home
3944 LEMA DRIVE
Perched high on an oversized Spring Hill homesite with an extended driveway, this beautifully maintained 3-bedroom, 2-bath, 3-car garage pool home offers custom features throughout. A stunning double leaded-glass door entry welcomes you into the spacious great room, featuring wood-look laminate flooring that extends through the living areas and all bedrooms. Soaring 10-12 foot ceilings create an open, airy feel throughout the home. The expansive living room showcases views of the sparkling screened pool and outdoor entertaining area through a triple-wide set of French doors. Enjoy Florida living at its finest with a 34-foot covered lanai, screened pool enclosure, and private vinyl-fenced backyard. Major updates completed in 2022 include a new roof, HVAC system, water heater, and pool pump for added peace of mind. The thoughtfully designed split-bedroom floor plan offers generous room sizes throughout. The formal dining room features elegant tray ceilings, while the gourmet kitchen boasts granite countertops, stainless steel appliances, and an oversized walk-in pantry. Bedroom 2 includes a large walk-in closet, and the guest bath provides convenient access to the pool area. Privately situated on the opposite side of the home, the spacious primary suite features French doors leading to the pool, dual walk-in closets, and a beautifully updated en-suite bath with a garden tub, separate shower, and ample space to relax and unwind. Additional highlights include an inside laundry room, oversized 3-car garage, and location in a desirable X flood zone—high and dry with no flood insurance required by most lenders. Conveniently located near shopping, dining, medical facilities, and everyday amenities, this home offers the perfect combination of comfort, style, and functionality. Schedule your showing today! Room measurements are approximate. All information is deemed accurate, but must be verified by the buyer and the buyer's agent
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,776
Sqft
0.23 ac
Lot size
3
Garage
2000
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,254 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,254/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.9%
Days on market
28 vs 29 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3944 LEMA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3944 LEMA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3944 LEMA DRIVE FAQs
What would the monthly payment be for 3944 LEMA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,254/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3944 LEMA DRIVE?+
The most recent tax bill on record (2025) was $5,232. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3944 LEMA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $419,990, this home is listed about 22% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3944 LEMA DRIVE?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CENTURY 21 CIRCLE · Valentina Moreno. MLS #TB8522557.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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