David Ramirez
$354,9002 bd2 ba1,525 sqft$233 /sqft$3,404 /mo all-in ↓

13506 CIRCA CROSSING DRIVE, LITHIA, FL, 33547

Active31 days on marketListed Jun 23, 2026MLS #TB8522551

Priced 29% below the LITHIA 33547 medianVillaFISHHAWK RANCH WEST PH 6

About this home

13506 CIRCA CROSSING DRIVE

Virtually Staged. One or more photos have been Virtually Staged. Some homes just feel right the moment you walk in. Nestled at the end of a quiet cul-de-sac in the gated villa community of Sagewood at FishHawk Ranch West, this beautifully maintained 2-bedroom, 2-bath home with a dedicated office checks every box without the compromise. Positioned on an OVER SIZED LOT, this lot is one of the biggest in this quaint community setting it apart from the rest. Light, airy, and move-in ready, it lives larger than it looks. From the moment you arrive, the covered front porch and manicured landscaping set the tone for what's inside. Plantation shutters, wood-look tile throughout, and a neutral palette give the home a clean, curated feel that's as easy to love as it is to maintain. The heart of the home is the kitchen, and this one delivers. Stone counters, white shaker cabinets with crown molding, a subway tile backsplash, stainless appliances, and a generous center island with breakfast bar seating make cooking and entertaining equally enjoyable. The open flow between the kitchen, dining, and family room means you're always part of the conversation, whether you're hosting friends or enjoying a quiet evening in. Tray ceilings in the family room add an elevated touch, and the sliding glass doors open to a screened, covered lanai where you can actually enjoy the Florida lifestyle without the Florida sun beating down on you. The primary suite is tucked privately at the back of the home and features dual closets and a spa-inspired bath with separate vanities and a walk-in shower. The second bedroom sits at the front of the home with its own walk-in closet and full bath, making it ideal for a guest suite or a home office overflow. And the lifestyle here? It comes with the home. Resort-style pool and splash pad, fitness center, lakehouse recreation area, park, and playground are all within walking distance. Top-rated Hillsborough County schools round out the package. This is the one you've been waiting for. Schedule your private showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,525

Sqft

0.2 ac

Lot size

2

Garage

2018

Year built

One

Levels

$233

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Microwave · Range
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$404/mo
Taxes (2025)$7,119/yr
PetsYes
CommunityFitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,404 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$593
HOA fee — from the listing$404
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,422Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,422
Interest rate6.00%
Loan term

Estimated payment

$3,404/mo

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$593
HOA / condo fee$404
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $355K
$318KedgeAI estimate $332,642 · range $332K$335K$369K

vs edgeAI estimate

+6.7%

$/sqft vs Lithia actives

$233 vs $219

Days on market

31 vs 30 typical

Where $233/sqft sits among the 135 Lithia actives

41
41 · this home
17
11
12
13
$170–201$201–233$233–265$265–297$297–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fish Hawk

Map of 13506 CIRCA CROSSING DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lithia. See the full Lithia guide →

Fish Hawk — neighborhood snapshot

Population

25,854

Median age

36

Median income

$130,345

Median home value

$479,914

Avg household

3

Households w/ children

4,427

For the school run

Hillsborough County School District

ElementaryFishhawk Creek Elementary School★★★★★
MiddleRandall Middle School★★★★★
HighNewsome High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lithia market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$580K$588K

Lithia median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

83 of 135

Lithia actives have cut their price

Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the LITHIA 33547 median. See the full Lithia market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $354,900 · 31 days on market since
2018Built · FISHHAWK RANCH WEST PH 6

Reality check

What actually sold near 13506 CIRCA CROSSING DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13539 CIRCA CROSSING DRIVESold · Dec ’25

$335,000

13539 CIRCA CROSSING DRIVE · same community

2 bd · 2 ba · 1,525 sqft · $220/sqft · 218 DOM

13541 CIRCA CROSSING DRIVESold · May ’26

$325,000

13541 CIRCA CROSSING DRIVE · same community

2 bd · 2 ba · 1,524 sqft · $213/sqft · 12 DOM

13574 CIRCA CROSSING DRIVESold · Aug ’25

$325,000

13574 CIRCA CROSSING DRIVE · same community

2 bd · 2 ba · 1,435 sqft · $226/sqft · 152 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13506 CIRCA CROSSING DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13506 CIRCA CROSSING DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13506 CIRCA CROSSING DRIVE FAQs

What would the monthly payment be for 13506 CIRCA CROSSING DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,404/mo — principal and interest, the actual property-tax bill, the $404/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13506 CIRCA CROSSING DRIVE?+

The association fee works out to $404 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13506 CIRCA CROSSING DRIVE?+

The most recent tax bill on record (2025) was $7,119. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13506 CIRCA CROSSING DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lithia?+

At $354,900, this home is listed about 38% below the Lithia median of $569,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13506 CIRCA CROSSING DRIVE?+

Fishhawk Creek Elementary School (elementary), Randall Middle School (middle), Newsome High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ARC REALTY GROUP · Melisa Orduy Fandino. MLS #TB8522551.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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