4540 BURROWING OWL LOOP, ST CLOUD, FL, 34772
Active10 days on marketListed Jul 6, 2026MLS #TB8522206
About this home
4540 BURROWING OWL LOOP
Brand new, energy-efficient home available by Dec 2026! At the heart of this open-concept main level, the kitchen boasts an island perfect for entertaining. Upstairs, enjoy a convenient laundry room and loft. The primary suite features a generous walk-in closet and bath. The Meadow at Crossprairie Townes is a community of new townhomes for sale in St. Cloud, FL. This neighborhood offers easy access to the Florida Turnpike, major employment centers, & great schools. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,808
Sqft
0.07 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,468 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,468/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3%
$/sqft vs THE MEADOW AT CROSSPRAIRIE TOWNES
$186 vs $193
Days on market
10 vs 33 typical
Where $186/sqft sits among the 11 homes for sale in THE MEADOW AT CROSSPRAIRIE TOWNES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
7 of 11
THE MEADOW AT CROSSPRAIRIE TOWNES have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4540 BURROWING OWL LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$350,000
4272 RANCH HOUSE ROAD · same community
3 bd · 2.5 ba · 1,808 sqft · $194/sqft · 51 DOM
Sold · Dec ’25$361,790
4248 RANCH HOUSE ROAD · same community
3 bd · 2.5 ba · 1,808 sqft · $200/sqft · 39 DOM
Sold · Mar ’26$350,902
4220 RANCH HOUSE ROAD · same community
3 bd · 2.5 ba · 1,808 sqft · $194/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4540 BURROWING OWL LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4540 BURROWING OWL LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4540 BURROWING OWL LOOP FAQs
What would the monthly payment be for 4540 BURROWING OWL LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,468/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4540 BURROWING OWL LOOP?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4540 BURROWING OWL LOOP?+
The most recent tax bill on record (2026) was $1. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4540 BURROWING OWL LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $336,999, this home is listed about 21% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4540 BURROWING OWL LOOP?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MERITAGE HOMES OF FL REALTY · Bryan Sumner. MLS #TB8522206.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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