10744 97TH STREET, LARGO, FL, 33773
Active19 days on marketListed Jul 5, 2026MLS #TB8522027
Come see it
Upcoming open houses
Sun, Jul 26
1:00 PM – 3:00 PM
Sun, Jul 26
1:00 PM – 3:00 PM
From 102nd Ave go East to 109th Ave, at traffic light turn left onto Lake Park Dr. Turn right on 106th Ave, right on 96th St N, left on 108th Ave, right on 97th St, to #10744.
Sun, Aug 2
1:00 PM – 3:00 PM
From 102nd Ave go East to 109th Ave, at traffic light turn left onto Lake Park Dr. Turn right on 106th Ave, right on 96th St N, left on 108th Ave, right on 97th St, to #10744.
About this home
10744 97TH STREET
____________________________________________________________________________________________________________________ Welcome to your waterside peaceful private pool home in the desirable deed-restricted neighborhood of Lake Park Estates. ____________________________________________________________________________________________________________________ This property gives you more than just a place to live - it offers a lifestyle of comfort, convenience and tranquil waters in one of Pinellas County's most sought after locations. Here is a spacious charming three bedroom, two bathroom all ground floor home - open split plan - large living and dining and family rooms - cozy fireplace - vaulted ceilings - covered back patio and pool deck - refreshing screened pool. All overlook tranquil waters yet elevated, high and dry with NO evacuation necessary. ____________________________________________________________________________________________________________________ The completely updated kitchen is perfect for the chef in the family, equipped with ample wood cabinetry and exceptional storage, elegant granite countertops and stainless appliances. The kitchen opens into the dining room for guests to be together while meals are being prepared. Open the two sets of sliders to the expansive screened porch, seamlessly giving additional space for family gatherings at any time through the year. The split floor plan features primary suite with ensuite bath, plus the two additional spacious bedrooms on the South West side of the home. Bathrooms have been tastefully updated to provide modern, fresh feelings. The oversized garage has a versatile air-conditioned space, an option for those who may work from home - could be used for a game room, playroom or anything else you need. The mix of electric A/C with gas stove, water heater and heat makes the living space comfortable, relaxing and less vulnerable. _______________________________________________________________________________________________________________________ $200,000 plus was invested in recent years by a proud homeowner to update and upgrade this fine house. You will have peace of mind knowing that major components and elements have not reached the end of their useful life. New Flooring in 2 Bedrooms in 2026, New A/C, Master Bath Remodeled, House Painted Outside and Landscaping in 2025, Gas Water Heater in 2024, Yard Sprinkler System updated in 2023, Re-screened Pool Cage in 2022, Guest Bathroom Remodeled in 2021, Kitchen Remodeled w/New Appliances in 2018, Impact Resistant Windows Installed in 2017. A full list is with MLS attached documents. ____________________________________________________________________________________________________________________ This location gives a rare feeling of being tucked away in a quiet neighborhood yet just minutes from everyday conveniences plus shopping, dining, entertainment of Seminole City Center. 25 minutes from Tampa International Airport. 20 minutes from downtown St. Petersburg or Clearwater. Just 15 minutes from the soft white sands of Indian Rocks Beach, Belleair Beach with multi color skies ablaze as the sun slowly sets into the Gulf. ____________________________________________________________________________________________________________________
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,908
Sqft
0.26 ac
Lot size
2
Garage
1981
Year built
One
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,315 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,315/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
$/sqft vs Largo actives
$354 vs $236
Days on market
19 vs 42 typical
Where $354/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Lake Park — neighborhood snapshot
Population
1,051
Median age
55
Median income
$175,469
Median home value
$434,000
Avg household
3
Households w/ children
70%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 207% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 10744 97TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$525,000
10799 HARBORSIDE DRIVE · same community
3 bd · 2 ba · 1,782 sqft · $295/sqft · 167 DOM
Sold · Oct ’25$870,000
10636 HARBORSIDE DRIVE · same community
4 bd · 3 ba · 2,347 sqft · $371/sqft · 56 DOM
Sold · May ’26$887,500
10976 HARBORSIDE DRIVE · same community
3 bd · 2.5 ba · 2,434 sqft · $365/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10744 97TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10744 97TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10744 97TH STREET FAQs
What would the monthly payment be for 10744 97TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,315/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10744 97TH STREET?+
The most recent tax bill on record (2025) was $3,119. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10744 97TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $675,000, this home is listed about 150% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10744 97TH STREET?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$675,000 runs 207% above the LARGO 33773 median — but at 1,908 sqft it's also 56% larger than the typical Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Osceola Middle School, Starkey Elementary School, Pinellas Park High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ILES REALTORS · Steve Iles. MLS #TB8522027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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