David Ramirez
$700,000$725,0004 bd3 ba2,526 sqft$277 /sqft$4,783 /mo all-in ↓

18106 FAIRMEAD COURT, LUTZ, FL, 33548

Active42 days on marketListed Jun 26, 2026MLS #TB8521936

Reduced $25KPrivate poolSingle Family ResidenceMANORS AT CRYSTAL LAKES THE

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Sat, Aug 8

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About this home

18106 FAIRMEAD COURT

Virtually Staged. Motivated Sellers! The sellers have already begun their next chapter, creating an incredible opportunity for you to begin yours. Qualified buyers may be eligible for a lender-paid one-point interest rate buy-down when financing through the seller's preferred lender (subject to lender qualification and program terms). Contact the listing agent for additional details. Welcome to The Manors at Crystal Lakes, one of Tampa Bay's most prestigious 24-hour guard-gated communities, where majestic oak-lined streets, timeless architecture, and an unmatched sense of community create a lifestyle you'll be proud to call home. Located within the highly acclaimed Steinbrenner High School district and just minutes from Lutz K-8 School, Lutz Preparatory School, premier shopping, dining, Tampa International Airport, Downtown Tampa, and Florida's award-winning Gulf Coast beaches, this beautifully updated pool home offers the perfect combination of luxury, flexibility, and location. From the moment you arrive, you'll appreciate the exceptional curb appeal with mature landscaping, custom xeriscaping, fresh sod, 2026 exterior paint, and a charming brick-accent front porch. Inside, soaring cathedral ceilings, luxury wood-look tile flooring, abundant natural light, plantation shutters, and a stunning double-sided fireplace create an inviting atmosphere. The updated kitchen features white cabinetry, granite countertops, stainless steel appliances, pendant lighting, and ample prep and storage space. The versatile floor plan is designed to fit your lifestyle, offering multiple living areas and the potential to convert the formal dining room into a private home office, playroom, media room, or even a fifth bedroom. Enjoy peace of mind with a 2021 roof, resurfaced pool (2021), 2024 water heater, updated bathrooms, renovated pool bath, and numerous quality improvements throughout. The spacious primary suite offers vaulted ceilings and a beautifully remodeled spa-inspired bath with a jetted soaking tub and oversized walk-in shower. Step outside to your private Florida oasis featuring a screened, resurfaced pool, expansive brick paver lanai, and inviting outdoor entertaining space. The outdoor TV, pool bar, bar stools, and lounge furniture all convey, making it easy to enjoy the Florida lifestyle from day one. Residents of The Manors at Crystal Lakes enjoy 24-hour guard-gated security, a clubhouse, tennis and pickleball courts, a playground, year-round community events, a low HOA, and no CDD fees. If you've been searching for an updated pool home in one of Tampa Bay's most desirable gated communities with top-rated schools, flexible living spaces, and endless potential to make it your own, this is an opportunity you won't want to miss. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,526

Sqft

0.42 ac

Lot size

2

Garage

1986

Year built

One

Levels

$277

Per sqft

Private poolFireplacePool viewPets allowed

Inside

FlooringTile
AppliancesDryer · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPool
FacesNortheast
ExteriorSidewalk

Community & fees

HOA fee$165/mo
Taxes (2025)$5,021/yr
PetsBreed Restrictions, Yes
CommunityDeed Restrictions · Gated Community - Guard · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,783 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property tax — 2025 actual bill$418
HOA fee — from the listing$165
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$4,783/mo

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property taxes (actual bill)$418
HOA / condo fee$165
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$447KedgeAI estimate $573,314 · range $466K$584K$728K

vs edgeAI estimate

+22.1%

$/sqft vs Lutz actives

$277 vs $244

Days on market

42 vs 43 typical

Where $277/sqft sits among the 262 Lutz actives

80
77
51 · this home
25
9
20
$172–214$214–255$255–296$296–338$338–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal Lakes

Map of 18106 FAIRMEAD COURT inside its neighborhood boundary

Drive times from this address

Downtown Tampa19 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

Crystal Lakes — neighborhood snapshot

Population

2,109

Median age

42

Median income

$142,505

Median home value

$550,793

Avg household

3

Households w/ children

253

For the school run

Hillsborough County School District

ElementaryLutz K-8 School★★★★
MiddleBuchanan Middle School★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$541K$548K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

158 of 262

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the LUTZ 33548 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $700,000 $25K
Jun 26, 2026Listed at $725,000 · 42 days on market since
1986Built · MANORS AT CRYSTAL LAKES THE

Reality check

What actually sold near 18106 FAIRMEAD COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17906 LORETTA LANESold · May ’26

$765,000

17906 LORETTA LANE

3 bd · 3 ba · 2,534 sqft · $302/sqft · 67 DOM

17804 WATERWAY CREEK DRIVESold · Apr ’26

$890,000

17804 WATERWAY CREEK DRIVE

3 bd · 2.5 ba · 2,547 sqft · $349/sqft · 161 DOM

18104 WOODCREEK PLACESold · Oct ’25

$726,000

18104 WOODCREEK PLACE

4 bd · 3 ba · 2,505 sqft · $290/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18106 FAIRMEAD COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18106 FAIRMEAD COURT — before you fall in love.

See it in person

Schedule a tour

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Straight answers

18106 FAIRMEAD COURT FAQs

What would the monthly payment be for 18106 FAIRMEAD COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,783/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18106 FAIRMEAD COURT?+

The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18106 FAIRMEAD COURT?+

The most recent tax bill on record (2025) was $5,021. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18106 FAIRMEAD COURT?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $700,000, this home is listed about 42% above the Lutz median of $492,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18106 FAIRMEAD COURT?+

Lutz K-8 School (elementary), Buchanan Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Strong assigned schools

Lutz K-8 School, Buchanan Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $725,000, now $700,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of GULF SHORES REALTY ERA POWERED LLC · Jourdin Reece. MLS #TB8521936.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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