
5416 MERRITT ISLAND DRIVE, APOLLO BEACH, FL, 33572
Active47 days on marketListed Jun 22, 2026MLS #TB8521903
About this home
5416 MERRITT ISLAND DRIVE
Custom Hannah Bartoletta Waterfront Pool Home with Private Dock, Boat Lift & Wide Water Views. Experience luxury waterfront living in this beautifully crafted custom Hannah Bartoletta home, ideally situated on a wide canal on one of the most coveted streets in the gated waterfront community of Mirabay. Offering 3 bedrooms, 3.5 bathrooms, pool with attached spa, a dedicated home office, an oversized 3-car tandem garage, private dock with 10k lbs boat lift, and a whole-house Generac generator, this exceptional residence blends timeless craftsmanship with the ultimate Florida lifestyle. From the moment you arrive, the home's manicured landscaping and welcoming front porch create a lasting first impression. Inside, you'll find an open and thoughtfully designed floor plan enhanced by custom architectural details, including double tray ceilings, crown molding, and custom 5.25-inch baseboards throughout. The formal dining room showcases rich hardwood flooring and seamlessly flows into the spacious living area, where two sets of pocket sliding glass doors fully open to create a true indoor-outdoor living experience. Designed for both everyday living and entertaining, the gourmet kitchen features granite countertops, custom cabinetry, a built-in 5-burner gas cooktop, built-in oven and microwave, an oversized pantry, and a massive wraparound island that serves as the centerpiece of the home. A sunny breakfast nook sits adjacent to the kitchen and opens directly to the lanai through sliding glass doors, allowing you to enjoy peaceful waterfront views with your morning coffee. The split-bedroom floor plan provides exceptional privacy for the luxurious primary suite, complete with hardwood flooring, French doors leading to the lanai, a spacious walk-in closet, and a spa-inspired bath featuring dual granite vanities, a garden tub, and a glass-enclosed shower. The two secondary bedrooms, including one with an attached bath, offer hardwood flooring, ceiling fans, and large closets. A dedicated home office provides the perfect space for remote work or a private study. Step outside to your own waterfront paradise. The expansive screened lanai is designed for entertaining and relaxation, featuring travertine tile, a heated pool and spa, a custom outdoor kitchen, ample covered seating areas, and breathtaking views of the wide canal lagoon. Whether hosting guests or enjoying a quiet evening by the water, this outdoor living space is truly exceptional. Boating enthusiasts will appreciate the private dock and 10k-pound boat lift, offering convenient access to Tampa Bay's world-class fishing, waterfront dining, and endless boating adventures. Additional features include a whole-house Generac generator, ceramic tile flooring throughout the main living and wet areas, hardwood flooring in all bedrooms and office, a durable tile roof, all televisions conveying with the sale, and a transferable FEMA-backed flood insurance policy that may save the new owner thousands of dollars annually. Residents enjoy access to MiraBay's waterfront clubhouse, resort-style pool with slide, beach-entry splash pad, lap pool, fitness center, tennis and pickleball courts, basketball courts, parks, walking trails, and a vibrant golf-cart-friendly community atmosphere. Conveniently located near waterfront dining, marinas, shopping, medical facilities, I-75, Tampa, Sarasota, and Tampa International Airport.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,080
Sqft
0.25 ac
Lot size
3
Garage
2006
Year built
One
Levels
$406
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,713 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,713/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.8%
$/sqft vs Apollo Beach actives
$406 vs $224
Days on market
47 vs 50 typical
Where $406/sqft sits among the 380 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $458K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
218 of 380
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 182% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5416 MERRITT ISLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$524,999
813 STEEL DRIVE
4 bd · 3.5 ba · 3,053 sqft · $172/sqft · 213 DOM
Sold · Dec ’25$545,000
1520 YALE CASTLE COURT
4 bd · 3.5 ba · 3,040 sqft · $179/sqft · 12 DOM
Sold · Aug ’25$374,500
1613 CABBAGE KEY DRIVE
4 bd · 2.5 ba · 2,859 sqft · $131/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5416 MERRITT ISLAND DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5416 MERRITT ISLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5416 MERRITT ISLAND DRIVE FAQs
What would the monthly payment be for 5416 MERRITT ISLAND DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,713/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5416 MERRITT ISLAND DRIVE?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5416 MERRITT ISLAND DRIVE?+
The most recent tax bill on record (2025) was $15,860. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5416 MERRITT ISLAND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $1,250,000, this home is listed about 155% above the Apollo Beach median of $489,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5416 MERRITT ISLAND DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,250,000 runs 182% above the APOLLO BEACH 33572 median — but at 3,080 sqft it's also 42% larger than the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Kalani Hayman. MLS #TB8521903.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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