224 WAVERLY WAY UNIT 4, CLEARWATER, FL, 33756
Active28 days on marketListed Jun 29, 2026MLS #TB8521885
About this home
224 WAVERLY WAY UNIT 4
Waverly Manor is a self-managed co-op of twelve units tucked into a quiet central Clearwater pocket, and this ground-floor unit is priced perfectly for buyers looking to enjoy close proximity to some of the best features and attractions of the Clearwater-Dunedin area. With Glen Oaks Park with it’s 3 fishing piers and quiet trails directly across the street, Clearwater Beach less than five miles away, and Downtown Clearwater just blocks away, the prime location brings high value to this already sensible home. The unit offers 585 square feet of practical, single-level living with an open living and dining room, a central kitchen with 2 pantry closets, and a king-sized bedroom with double built-in closets and a private entry to the screened and enclosed Florida room at the rear. The Florida room has its own storage closet and ceiling fan, and makes a quiet place to catch the morning air. Ceramic tile runs throughout for low maintenance living. At $262 per month, the HOA covers exterior maintenance, grounds, sewer, trash, and water. The minimum lease period is six months, allowed once per year, with no ownership waiting period before renting. The unit is currently tenant-occupied and is being sold as-is for immediate cash flow until the end of the year. Crest Lake Park and Clearwater Country Club are under a mile away. Coachman Park and the Causeway Byway are under two. Morton Plant Hospital and downtown Clearwater are a short drive north, and Pier 60 is within five miles. Whether you are an investor looking for a low-overhead entry into the Clearwater rental market or a buyer looking for an affordable home close to everything, this property is worth a closer look.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
585
Sqft
0.45 ac
Lot size
1968
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$985 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$985/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.3%
$/sqft vs Clearwater actives
$197 vs $219
Days on market
28 vs 47 typical
Where $197/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Downtown — neighborhood snapshot
Population
4,795
Median age
42
Median income
$42,329
Median home value
$99,860
Avg household
3
Households w/ children
369
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
211 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% below the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 224 WAVERLY WAY UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$180,000
608 BELLEVIEW BOULEVARD
1 bd · 1 ba · 603 sqft · $299/sqft · 4 DOM
Sold · Aug ’25$70,000
1235 S HIGHLAND AVENUE UNIT 5-209
1 bd · 1 ba · 513 sqft · $136/sqft · 7 DOM
Sold · Sep ’25$97,000
1235 S HIGHLAND AVENUE UNIT 5-703
1 bd · 1 ba · 659 sqft · $147/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 224 WAVERLY WAY UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 224 WAVERLY WAY UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
224 WAVERLY WAY UNIT 4 FAQs
What would the monthly payment be for 224 WAVERLY WAY UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $985/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 224 WAVERLY WAY UNIT 4?+
The most recent tax bill on record (2025) was $1,171. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 224 WAVERLY WAY UNIT 4?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $115,000, this home is listed about 58% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 224 WAVERLY WAY UNIT 4?+
Belleair Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Chase Walseth. MLS #TB8521885.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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