651 64TH AVENUE, ST PETE BEACH, FL, 33706
Active32 days on marketListed Jun 23, 2026MLS #TB8521840
About this home
651 64TH AVENUE
Completely remodeled waterfront beach home in the highly sought after Three Palms Point neighborhood on St Pete Beach!! As soon as you walk in the door, you see an amazing open water view. Gorgeous remodeled kitchen with marble countertops, large island and peninsula for extra seating, stainless steel appliances with a propane gas stove, and solid wood shaker cabinetry. This completely open floor plan includes wood plank tile, a wine bar, waterfront dining room, and plantation shutters on all the windows. Both bathrooms have been remodeled. The outdoor area is your private oasis, gorgeous OPEN waterfront views as well as privacy for the pool and hot tub. Travertine paver patio, with a pool and spa that was built in 2020, a charming cabana area, upgraded built in propane fire pit area and vinyl fencing. Boaters will appreciate the composite dock with a 16,000 lb boat lift, providing easy access to Boca Ciega Bay and the intracoastal waterway. Additional highlights include a two car garage with epoxied garage floor with additional parking for multiple cars in the circular driveway with pavers. Brand new upgraded A/C system (2024), hurricane-resistant windows, large impact rated sliding glass doors and a tankless propane water heater ensure comfort and efficiency. Brand new metal roof completed in 2025. This fabulous waterfront retreat is luxury living in a coastal paradise. Beautiful St Pete Beach offers great shopping, gourmet restaurants and coffee shops. It is conveniently located with easy interstate access and within 20 minutes of Downtown St Petersburg, 40 minutes of Tampa International airport. Come and see this slice of paradise today, the pictures don't do the breathtaking view justice! Must see in person!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,160
Sqft
0.19 ac
Lot size
2
Garage
1972
Year built
One
Levels
$799
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,768 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,768/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.9%
$/sqft vs THREE PALMS POINT
$799 vs $768
Days on market
32 vs 85 typical
Where $799/sqft sits among the 6 homes for sale in THREE PALMS POINT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Three Palms Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Three Palms Point — neighborhood snapshot
Population
797
Median age
68
Median income
$79,226
Median home value
$414,374
Avg household
1
Households w/ children
17%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
4 of 6
THREE PALMS POINT have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 283% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 651 64TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$725,000
6437 1ST PALM POINT · same community
3 bd · 2 ba · 2,170 sqft · $334/sqft · 163 DOM
Sold · Dec ’25$1,275,000
6422 1ST PALM POINT · same community
3 bd · 3 ba · 2,043 sqft · $624/sqft · 4 DOM
Sold · Feb ’26$1,610,000
6440 3RD PALM POINT · same community
3 bd · 3 ba · 2,318 sqft · $695/sqft · 206 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 651 64TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 651 64TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
651 64TH AVENUE FAQs
What would the monthly payment be for 651 64TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,768/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 651 64TH AVENUE?+
The most recent tax bill on record (2024) was $7,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 651 64TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $1,725,000, this home is listed about 188% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 651 64TH AVENUE?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,725,000 runs 283% above the ST PETE BEACH 33706 median — but at 2,160 sqft it's also 71% larger than the typical St Pete Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP INNOVATION · Beth Hannigan. MLS #TB8521840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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