4274 CARLOS COURT, HERNANDO BEACH, FL, 34607
Active34 days on marketListed Jun 21, 2026MLS #TB8521668
About this home
4274 CARLOS COURT
DIRECT GULF ACCESS WATERFRONT LOT IN HERNANDO BEACH! Don't miss this exceptional opportunity to own a prime waterfront homesite in one of Florida's most desirable coastal communities. This beautifully improved lot features 61 feet of seawall frontage complete with a seawall cap, upper knee wall, and built-in steps providing convenient access from the property directly to the water. A 14' x 9' floating dock is already in place, making it easy to launch a kayak, paddleboard, or enjoy a day of fishing right from your backyard. The property offers approximately 6100 square feet (61X100) of land with white PVC fencing, and a well-designed waterfront setup that maximizes both functionality and enjoyment. Located on a deep-water canal with DIRECT GULF ACCESS, boaters will appreciate the quick and easy route to the Gulf for world-class fishing, island hopping, and endless days on the water. Whether you're ready to build your dream waterfront home, seasonal retreat, or investment property, this lot provides the perfect foundation for embracing the Florida coastal lifestyle. Hernando Beach is a golf-cart-friendly community known for its boating, fishing, kayaking, paddleboarding, waterfront dining, and spectacular Gulf sunsets. Conveniently located near Weeki Wachee Springs, shopping, restaurants, medical facilities, and the Suncoast Parkway for easy access to Tampa, this is a rare opportunity to secure your piece of paradise on Florida's beautiful Nature Coast. Construction Plans and Geotech are available by request .
Facts & features
The home at a glance
0.14 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,584 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,790/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4274 CARLOS COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Sold · Jun ’26$330,000
3393 POINSETTIA DRIVE
2 bd · 1 ba · 912 sqft · $362/sqft · 247 DOM
Sold · Sep ’25$245,000
3251 SHOAL LINE BOULEVARD
3 bd · 2.5 ba · 1,134 sqft · $216/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4274 CARLOS COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4274 CARLOS COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4274 CARLOS COURT FAQs
What would the monthly payment be for 4274 CARLOS COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,584/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4274 CARLOS COURT?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4274 CARLOS COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $225,000, this home is listed about 59% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4274 CARLOS COURT?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HERNANDO BEACH 34607 market on paper
$225,000 is 31% below the HERNANDO BEACH 34607 median of $325,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $250,000, now $225,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JT REALTY & ASSOCIATES · Sarah Hill. MLS #TB8521668.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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