David Ramirez
$375,000$400,0002 bd1.5 ba1,005 sqft$373 /sqft$2,776 /mo all-in ↓

3120 BEACH BOULEVARD S UNIT 1, GULFPORT, FL, 33707

Active45 days on marketListed Jun 21, 2026MLS #TB8521650

Reduced $25KCondominiumBEACH BLVD CONDO

About this home

3120 BEACH BOULEVARD S UNIT 1

Virtually Staged. Have you been dreaming of living in a village where your morning walks to the coffee shop are followed by a lazy strolls along the beach while sailboats bob in the water? Or do you prefer to walk outside your door to the vibrancy of village festivals, live music, Tuesday morning makers markets and restaurants and boutiques surround you? This special opportunity affords you that village life. The residence is a two bedroom townhouse in a quaint 8 unit building where neighbors gather for evening sunsets or enjoy a beverage and conversation. The first floor kitchen, living and dining room are tiled, freshly painted and have a convenient bath for visitors. There is a large patio with gated access directly onto the village boardwalk and is perfect for bike storage and al fresco dining. The upstairs two bedrooms, bath and laundry closet are split and have ample space with plenty of storage. The windows and doors are impact, keeping you insulated and worry-free. The kitchen is the perfect size with all of the amenities you would expect, including a bar counter for eating, visiting or browsing the latest recipe. The community is well run with minimal maintenance and therefore low maintenance fees. Two reserved parking spaces come with the unit and there is always ample street parking for guests. Outside of Gulfport, the home is located 15 minutes to downtown St. Pete and 10 minutes from St. Pete Beach and Treasure Island beaches. Both airports are a short drive and you have east access to all that Tampa Bay has to offer. These opportunities don't come around often so take advantage of this one while you can.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,005

Sqft

0.23 ac

Lot size

1974

Year built

Two

Levels

$373

Per sqft

Pets allowed

Inside

FlooringCarpet · Porcelain Tile · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Thermostat
LaundryLaundry Closet · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingAlley Access · Assigned · On Street · Parking Pad
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$2,912/yr
PetsCats OK, Dogs OK, Yes
CommunityBuyer Approval Required · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,776 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$243
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,776/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$243
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$223KedgeAI estimate $250,177 · range $232K$289K$390K

vs edgeAI estimate

+49.9%

$/sqft vs Gulfport actives

$373 vs $290

Days on market

45 vs 57 typical

Where $373/sqft sits among the 111 Gulfport actives

31
21
15
17 · this home
15
12
$143–209$209–276$276–342$342–409$409–475$475+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Ceiga Park

Map of 3120 BEACH BOULEVARD S UNIT 1 inside its neighborhood boundary

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Gulfport. See the full Gulfport guide →

Boca Ceiga Park — neighborhood snapshot

Population

653

Median age

62

Median income

$51,714

Median home value

$328,279

Avg household

2

Households w/ children

12%

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
HighBoca Ciega High School★★★★★
MiddleAzalea Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gulfport market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$352K$368K

Gulfport median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

64 of 111

Gulfport actives have cut their price

Median sold price, Gulfport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the GULFPORT 33707 median. See the full Gulfport market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $25K
Jun 21, 2026Listed at $400,000 · 45 days on market since
1974Built · BEACH BLVD CONDO

Reality check

What actually sold near 3120 BEACH BOULEVARD S UNIT 1

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3580 41ST LANE S UNIT FSold · Mar ’26

$177,500

3580 41ST LANE S UNIT F

2 bd · 2 ba · 1,100 sqft · $161/sqft · 0 DOM

3540 42ND STREET S UNIT FSold · Aug ’25

$230,000

3540 42ND STREET S UNIT F

2 bd · 2 ba · 1,100 sqft · $209/sqft · 101 DOM

3595 41ST LANE S UNIT LSold · Aug ’25

$215,000

3595 41ST LANE S UNIT L

2 bd · 2 ba · 1,100 sqft · $195/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3120 BEACH BOULEVARD S UNIT 1 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3120 BEACH BOULEVARD S UNIT 1 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3120 BEACH BOULEVARD S UNIT 1 FAQs

What would the monthly payment be for 3120 BEACH BOULEVARD S UNIT 1?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,776/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3120 BEACH BOULEVARD S UNIT 1?+

The most recent tax bill on record (2025) was $2,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3120 BEACH BOULEVARD S UNIT 1?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gulfport?+

At $375,000, this home is listed about 7% above the Gulfport median of $349,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3120 BEACH BOULEVARD S UNIT 1?+

Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Amy Seeks. MLS #TB8521650.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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