David Ramirez
$576,000$579,0003 bd3 ba2,121 sqft$272 /sqft$3,723 /mo all-in ↓

13525 CLAUDIA DRIVE, HUDSON, FL, 34667

Active28 days on marketListed Jun 26, 2026MLS #TB8521609

Reduced $3KWaterfrontPrivate poolSingle Family ResidenceSEA RANCH ON GULF

About this home

13525 CLAUDIA DRIVE

WATERFRONT LIVING AT ITS FINEST! Welcome to 13525 Claudia Drive, ideally situated within Sea Ranch on the Gulf, one of Hudson's most desirable waterfront communities. This exceptional updated three-bedroom, three-bathroom waterfront pool residence with a two-car garage is nestled on a quiet cul-de-sac and offers 70 feet of deep-water frontage with direct, unobstructed access to the Gulf waters. Located just approximately 250 feet from open water, this is a dream property for boating enthusiasts. Bring your sailboat, yacht, fishing boat, or multiple watercraft because this home is truly a boater's paradise. Positioned on an oversized 70' x 100' waterfront lot with an elevation higher than many surrounding waterfront properties, this home offers an added advantage while still enjoying exceptional Gulf access. Beautifully updated throughout, this light and bright residence features a highly desirable split-bedroom floor plan with dual primary suites, each offering private en-suite bathrooms—perfect for multigenerational living, hosting guests, or creating a luxurious owner's retreat. The spacious living room is enhanced by skylights that flood the home with abundant natural light, creating an open, airy, and inviting atmosphere. Step outside and experience the very best of Florida's waterfront lifestyle. Spend your evenings enjoying breathtaking sunset views over the Gulf, cast a line and enjoy great fishing right from your backyard, or simply relax and watch dolphins and manatees gracefully swim by. The peaceful setting and exceptional boating access create a lifestyle that feels like a year-round vacation. Additional highlights include underground utilities with no obstructing power poles, solar screens for enhanced energy efficiency and comfort, and a location on one of the neighborhood's quieter streets. Conveniently located just minutes from shopping, waterfront bars, restaurants, entertainment, marinas, medical facilities, and everyday conveniences, this home also offers easy access to major airports and surrounding areas. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this exceptional property offers the perfect combination of updated coastal living, deep-water Gulf access, and the relaxed waterfront lifestyle that makes Sea Ranch on the Gulf one of Hudson's premier waterfront communities. Call today to schedule your private showing and experience Florida waterfront living at its finest!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,121

Sqft

0.16 ac

Lot size

2

Garage

1983

Year built

One

Levels

$272

Per sqft

Private poolWaterfrontFireplacePool & Water viewNegotiablePets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ParkingDriveway · Garage Door Opener · Golf Cart Parking · Ground Level · Guest · Oversized
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Shower · Private Entrance · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$2,866/yr
PetsYes
CommunityGolf Carts OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,723 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,108
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$239
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,600
Interest rate6.00%
Loan term

Estimated payment

$3,723/mo

Principal & interest$3,108
PMI (est., until 20% equity)$216
Property taxes (actual bill)$239
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $576K
$469KedgeAI estimate $552,586 · range $488K$588K$611K

vs edgeAI estimate

+4.2%

$/sqft vs SEA RANCH ON GULF

$272 vs $301

Days on market

28 vs 42 typical

Where $272/sqft sits among the 29 homes for sale in SEA RANCH ON GULF

4
8 · this home
6
2
3
6
$211–246$246–281$281–316$316–351$351–386$386+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sea Ranch On The Gulf

Map of 13525 CLAUDIA DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)55 min
Downtown Tampa58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Sea Ranch On The Gulf — neighborhood snapshot

Population

995

Median age

60

Median income

$69,375

Median home value

$267,400

Avg household

2

Households w/ children

10%

For the school run

Pasco County School District

HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

14 of 29

SEA RANCH ON GULF have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 102% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $576,000 $3K
Jun 26, 2026Listed at $579,000 · 28 days on market since
1983Built · SEA RANCH ON GULF

Reality check

What actually sold near 13525 CLAUDIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13626 ALLYN DRIVESold · Sep ’25

$275,000

13626 ALLYN DRIVE · same community

4 bd · 2 ba · 2,048 sqft · $134/sqft · 80 DOM

6013 BEVERLY DRIVESold · May ’26

$349,000

6013 BEVERLY DRIVE · same community

3 bd · 3 ba · 1,877 sqft · $186/sqft · 217 DOM

13610 EVELANE DRIVESold · Sep ’25

$305,000

13610 EVELANE DRIVE · same community

3 bd · 2 ba · 1,824 sqft · $167/sqft · 272 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13525 CLAUDIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13525 CLAUDIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13525 CLAUDIA DRIVE FAQs

What would the monthly payment be for 13525 CLAUDIA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,723/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13525 CLAUDIA DRIVE?+

The most recent tax bill on record (2025) was $2,866. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13525 CLAUDIA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hudson?+

At $576,000, this home is listed about 75% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13525 CLAUDIA DRIVE?+

Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$576,000 runs 102% above the HUDSON 34667 median — but at 2,121 sqft it's also 39% larger than the typical Hudson listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $579,000, now $576,000 — a $3K cut. The full history is in the market section below.

Listing courtesy of SAND KEY REALTY · John Guyton. MLS #TB8521609.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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